Comparison

Spending Tracker vs Account Tracker Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Account Tracker Pro

Manage your personal finances with this powerful app. Track spending, monitor account balances, set up bill reminders, and create budgets. Gain insights with detailed reports and ensure financial control with multi-currency support and alerts.

Highlights
  • Track multiple account types
  • Bill reminders and alerts
  • Budgeting by category
  • Detailed financial reports
  • Multi-currency support
  • Data backup and syncing
Features
Read full description

Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This Pro version is a subscription-free version of Account Tracker, with exactly the same content plus basic support for Apple Watch. Try Account Tracker before you buy, it is free to download and supports a 1 month FREE TRIAL. Simply cancel before being charged. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - Also supports the Apple Watch, to display account balances and a snapshot of your main budgets - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response.

Screenshots

Spending Tracker4 screens
Account Tracker Pro4 screens

Verdict

The call

The clearest difference is price: Spending Tracker at Free against Account Tracker Pro's $4.99. Spending Tracker also leads on ratings volume (19K vs 98). Account Tracker Pro's advantage is in-app purchases (none vs 1) and ads (none vs shown). On rating, review sentiment, update cadence and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Spending Tracker is free to download; Account Tracker Pro costs $4.99 up front. Spending Tracker sells 1 one-off in-app purchase. Account Tracker Pro asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for Account Tracker Pro. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 98, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 97% of Account Tracker Pro's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on September 25, 2026.

Scorecard5 real differences · 5 level
Spending Tracker versus Account Tracker Pro: the parameters behind the verdict, then further details
ParameterSpending TrackerAccount Tracker Pro
PriceFree — better$4.99
Rating4.8 (19K ratings)4.8 (98 ratings)
Positive reviews94.6% of reviews97.4% of reviews — better
Number of ratings19K — better98
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, iPod, Apple Watch
Requires iOS15.512.0 — better
Further details — not scored
Size50 MB17 MB
Age rating4+4+
DeveloperMH Riley LtdGraham Haley

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Account Tracker Pro

All ratings98 ratings
Positive94.9%
Neutral0.0%
Negative5.1%
Written reviews195 reviews
Positive97.4%
Neutral0.5%
Negative2.1%

User reviews

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Account Tracker Pro

From 98 App Store ratings

What we love

  • 🚀 Great price, great options
  • 🚀 Easy to use, great support
  • 🚀 Intuitive and functional
  • 🚀 Robust and indispensable
  • 🚀 Excellent for budgeting and forecasting

Room to improve

  • 🐛 Syncing issues on some devices
  • 🐛 Lack of intuitive UI for some users

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Account Tracker Pro

Reported bugs

2 issues
  • Loss of categories and details after update
  • Syncing issues between primary and secondary devices

Requested features

3 requests
  • Receipt image attachment feature
  • Dark mode option
  • Annual budgeting and rollover

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
None

Account Tracker Pro

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Account Tracker Pro free?
Account Tracker Pro costs $4.99, with no in-app purchases.
Which has better reviews, Spending Tracker or Account Tracker Pro?
Spending Tracker and Account Tracker Pro are both rated 4.8 out of 5 on the App Store, from 19K and 98 ratings respectively.
Do Spending Tracker or Account Tracker Pro have ads?
Spending Tracker shows ads; Account Tracker Pro does not.
Which is updated more often, Spending Tracker or Account Tracker Pro?
Spending Tracker ships an update every 2 months, and Account Tracker Pro every 2 months. Most recently, Spending Tracker was updated on September 25, 2026 and Account Tracker Pro on September 25, 2026.

Other comparisons