Spending Tracker vs TipTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
TipTracker
Easily log your hourly income, hours worked, and tips. Visualize your earnings with insightful graphs and identify your most profitable periods. Track multiple jobs and custom categories, with the option to export your data.
- Track hourly income
- Log hours worked
- Record tips
- Visualize income with graphs
- Track multiple jobs
- Export data as CSV
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With Tip Tracker, you can easily track your hourly income, hours worked, and tips. Here are some great features that Tip Tracker offers: • Visualize your income by year, month, or week with beautiful graphs. • Input data quickly with our built-in calendar. • Find out when you earn the most money. • Track multiple jobs. • Track custom categories. • Export your data as a CSV to review.
Screenshots
Verdict
Spending Tracker and TipTracker both sit at 4.8 stars, but that hides the real split: 95% of Spending Tracker's written reviews are positive against 57% of TipTracker's. Spending Tracker also leads on device support (5 vs 1). TipTracker's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and TipTracker sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.8 for TipTracker. Both are backed by a comparable volume of ratings — 19K and 9.5K respectively. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 57% of TipTracker's.
Spending Tracker ships an update every 2 months, TipTracker every 3 weeks. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.
| Parameter | Spending Tracker | TipTracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) — better | 4.8 (9.5K ratings) |
| Positive reviews | 94.5% of reviews — better | 57.0% of reviews |
| Number of ratings | 19K — better | 9.5K |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 50 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Pace Apps Inc. |
Customer experience
Spending Tracker
TipTracker
User reviews
Spending Tracker
From 19K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
Room to improve
- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories
TipTracker
From 9.5K App Store ratingsWhat we love
- 💻 Easy to use
- 📊 Helpful data visualization
- 🕰️ Tracks hours and tips separately
- 🔍 Detailed income tracking
- 🤖 Responsive developer support
Room to improve
- 💰 Paid features too expensive
- 📢 Excessive ads even after purchase
- 🐛 Data loss and app crashes
- 🔒 Concerns about data security
- 🔧 Limited editing/modification options
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
TipTracker
Reported bugs
3 issues- App crashes when trying to input cash and credit tips
- Unable to add additional jobs beyond the initial two
- Weekly view not showing actual Sunday-Saturday period
Requested features
5 requests- Add ability to edit/delete past entries
- Implement calendar view for daily earnings
- Include tax withholding calculations
- Allow renaming of job titles
- Add option to track tip-outs and side work
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
TipTracker
- Export Data$2.99
- Add a Custom Category$3.99
- Add a Job$5.99
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- Remove Ads$8.99
- Create an Account$10.99
Questions
Is Spending Tracker free?
Is TipTracker free?
Which has better reviews, Spending Tracker or TipTracker?
Do Spending Tracker or TipTracker have ads?
Which is updated more often, Spending Tracker or TipTracker?
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