Comparison

Spending Tracker vs Cookie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Cookie

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

Highlights
  • Customizable income/expense categories
  • Budget goal setting
  • Savings plan creation
  • Multi-currency support with auto-conversion
  • Subscription & installment management
  • Cloud sync across devices
  • Privacy protection with password lock
Features
Read full description

【App Store Editors' Choice】 The most beautiful and intuitive Budget & Expense app. Thank you for choosing Cookie. Ad-free, no splash screens, and zero financial distractions. Beyond the bills, it’s the footprint of your life. 【Aesthetics as Justice】 Experience the "Liquid Glass" effect perfectly paired with Material You dynamic color palettes. Switch between multiple themes freely to suit your style. Access over 3,000 built-in emoji icons or upload your own to personalize every entry. 【All-in-One AI Entry】 Cookie supports screenshot, voice, photo, and text entry. Our AI large models automatically identify information and generate entries, truly freeing your hands for a seamless tracking experience. 【Multi-Dimensional Scenarios】 Cover everything from budget management and savings plans to subscription installments and templates. With support for multiple ledgers and reimbursement management, Cookie meets every need from meticulous planning to quick entry. 【Multi-Currency Support】 Supports over 100 global currencies with exchange rates updated daily. It is the ideal financial tool for international students and cross-border travelers. 【Free Cloud Sync】 Your data is securely stored in iCloud, with real-time synchronization across iPhone, iPad, Mac, and Apple Watch for a consistent experience on all your devices. 【Home Screen Widgets】 Stay on top of your finances with a variety of widgets for income, budgets, savings, calendars, and streaks. Monitor your financial status at a glance without even opening the app. 【Data Security】 Protect your privacy with FaceID passcode locks and automatic blurring when the app enters the background. Your financial data remains strictly confidential and secure. ● Contact Us A. Xiaohongshu: Cookie 记账 B. Email: feedback@noncurious.com ● Auto-Renewable Subscription Terms A. Subscription Pricing: Monthly at ¥6, Yearly at ¥30, or Lifetime Purchase for ¥68. Prices are subject to exchange rates and may vary by region; adjustments may occur during promotional periods. B. Cancellation: To cancel, please manually disable the auto-renewal feature in your Apple ID settings at least 24 hours before the current period expires. C. Privacy Policy: https://noncurious.com/cookie/privacy D. User Agreement: https://noncurious.com/cookie/usage

Screenshots

Spending Tracker4 screens
Cookie4 screens

Verdict

The call

The clearest difference is ads: Cookie at none against Spending Tracker's shown. Cookie also leads on update cadence (every 9 days vs every 2 months). Spending Tracker's advantage is ratings volume (19K vs 333). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Cookie sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.9 for Cookie. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 333, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 92% of Cookie's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Cookie every 9 days. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker versus Cookie: the parameters behind the verdict, then further details
ParameterSpending TrackerCookie
PriceFreeFree
Rating4.8 (19K ratings)4.9 (333 ratings) — better
Positive reviews94.6% of reviews — better91.8% of reviews
Number of ratings19K — better333
Update frequencyEvery 2 monthsEvery 9 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple WatchiPhone, iPad, iPod, Mac, Apple Watch
Requires iOS15.515.0 — better
Further details — not scored
Size50 MB140 MB
Age rating4+4+
DeveloperMH Riley LtdBeijing Noncurious Technology Co., Ltd.

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,905 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Cookie

All ratings333 ratings
Positive96.4%
Neutral1.5%
Negative2.1%
Written reviews159 reviews
Positive91.8%
Neutral3.8%
Negative4.4%

User reviews

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Cookie

From 333 App Store ratings

What we love

  • 👍 Simple and clean UI
  • 🚀 Convenient and easy to use
  • 💯 Comprehensive features
  • 💰 Affordable subscription
  • 🔒 No ads or in-app purchases

Room to improve

  • 🐛 Sync issues and data loss after updates
  • ⚠️ Limited location and currency support
  • 🔍 Lack of advanced reporting and analytics
  • 🕰️ Slow transaction sync

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Cookie

Reported bugs

3 issues
  • Disappearing transaction history
  • Incorrect currency conversion
  • Widget and Apple Watch app issues

Requested features

5 requests
  • Ability to import data from other apps
  • Customizable budgeting and forecasting tools
  • Multi-user and shared account support
  • Automatic categorization and tagging
  • Integration with banking/financial services

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
4 purchases

Cookie

Subscriptions2
  • Cookie Monthly Membership$0.991 Month
  • Cookie Annual Premium Member$4.491 Year
One-time2
  • 打赏催更$0.99
  • Cookie lifetime premium member$9.99

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Cookie free?
Cookie is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or Cookie?
Cookie is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Cookie averages 4.9 from 333 ratings.
Do Spending Tracker or Cookie have ads?
Spending Tracker shows ads; Cookie does not.
Which is updated more often, Spending Tracker or Cookie?
Spending Tracker ships an update every 2 months, and Cookie every 9 days. Most recently, Spending Tracker was updated on September 26, 2026 and Cookie on September 23, 2026.

Other comparisons