Comparison

Spending Tracker vs TrackMyMoney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

TrackMyMoney

Effortlessly manage your finances by tracking income and expenses from multiple accounts. Plan your budget with customizable limits and receive helpful reminders to stay on track with your financial goals.

Highlights
  • Track income and expenses
  • Multi-account management
  • Customizable budgeting
  • Transaction import (Excel, bank statements)
  • Financial reminders
  • Real-time balance overview
Features
Read full description

TrackMyMoney presents an exceptional solution for effortlessly controlling and visualizing your cash flow. With our intuitive application, you gain the ability to seamlessly collect and organize all your expenses and income from various accounts, empowering you to take charge of your financial well-being. Moreover, our platform offers valuable features to aid in planning your budget for the future. By seamlessly integrating all your accounts, regardless of the currency, TrackMyMoney ensures you always have a comprehensive overview of your current balance. This real-time balance visibility allows you to make informed financial decisions and stay on top of your financial health. Creating a budget tailored to your specific needs is made easy with TrackMyMoney. You can set budget limits for a chosen period and have complete control over your spending habits at any given time. What's more, our application allows you to personalize each budget by including only the categories of spending that matter to you. This level of customization ensures that you focus on the areas that are most relevant to your financial goals. To streamline the process of managing your transactions, TrackMyMoney offers multiple convenient options. You have the flexibility to add transactions manually, providing a simple way to record cash transactions or any other non-electronic payments. Additionally, you can effortlessly import transactions from your Excel files, enabling you to quickly migrate your existing financial data into our system. For added convenience, you can also upload your bank statements directly into TrackMyMoney, eliminating the need for manual data entry and saving you valuable time. TrackMyMoney is designed to keep you engaged and in control of your finances. With our built-in reminders, you can easily set alerts and notifications to ensure that you never miss a beat when it comes to monitoring your financial activities. These reminders serve as a helpful prompt to review your spending, make necessary adjustments, and maintain a healthy financial trajectory. In summary, TrackMyMoney is a comprehensive financial management tool that empowers you to take control of your cash flow, effortlessly track your expenses and income from multiple accounts, and effectively plan for the future. With its user-friendly interface and powerful features, TrackMyMoney is your go-to companion for managing your finances with ease and confidence. Application provides in-app subscription that can be managed or canceled at any time in AppleId settings on your phone. Terms of use: https://docs.google.com/document/d/10rDNlXJLxH0R3zkMdnS1CIPdxmKfBIJNguav-ydMwhQ/edit?usp=sharing Privacy policy: https://docs.google.com/document/d/1SiPXmymaViOxuAAVLXXNFy0RzoUjIqc3jR5DOhD-8as/edit?usp=sharing

Screenshots

Spending Tracker4 screens
TrackMyMoney4 screens

Verdict

The call

The clearest difference is ads: TrackMyMoney at none against Spending Tracker's shown. TrackMyMoney also leads on rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 1) and update cadence (every 2 months vs every 9 months). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and TrackMyMoney sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

TrackMyMoney holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, TrackMyMoney every 9 months. The most recent releases landed on September 27, 2026 and August 15, 2026 respectively.

Scorecard5 real differences · 5 level
Spending Tracker versus TrackMyMoney: the parameters behind the verdict, then further details
ParameterSpending TrackerTrackMyMoney
PriceFreeFree
Rating4.8 (19K ratings)5.0 (1 ratings) — better
Positive reviews94.6% of reviews—
Number of ratings19K — better1
Update frequencyEvery 2 months — betterEvery 9 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad
Requires iOS15.5 — better16.4
Further details — not scored
Size50 MB3 MB
Age rating4+4+
DeveloperMH Riley LtdNadiia Smirnova

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,905 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

TrackMyMoney

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

TrackMyMoney

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
3 purchases

TrackMyMoney

Subscriptions3
  • Full access for a week3 Days trial$0.997 Days
  • Full access for a month7 Days trial$2.491 Month
  • Full access for a year7 Days trial$24.491 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is TrackMyMoney free?
TrackMyMoney is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or TrackMyMoney?
TrackMyMoney is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while TrackMyMoney averages 5.0 from 1 ratings.
Do Spending Tracker or TrackMyMoney have ads?
Spending Tracker shows ads; TrackMyMoney does not.
Which is updated more often, Spending Tracker or TrackMyMoney?
Spending Tracker ships an update every 2 months, and TrackMyMoney every 9 months. Most recently, Spending Tracker was updated on September 27, 2026 and TrackMyMoney on August 15, 2026.

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