Spending Tracker vs TrackMyMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
TrackMyMoney
Effortlessly manage your finances by tracking income and expenses from multiple accounts. Plan your budget with customizable limits and receive helpful reminders to stay on track with your financial goals.
- Track income and expenses
- Multi-account management
- Customizable budgeting
- Transaction import (Excel, bank statements)
- Financial reminders
- Real-time balance overview
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TrackMyMoney presents an exceptional solution for effortlessly controlling and visualizing your cash flow. With our intuitive application, you gain the ability to seamlessly collect and organize all your expenses and income from various accounts, empowering you to take charge of your financial well-being. Moreover, our platform offers valuable features to aid in planning your budget for the future. By seamlessly integrating all your accounts, regardless of the currency, TrackMyMoney ensures you always have a comprehensive overview of your current balance. This real-time balance visibility allows you to make informed financial decisions and stay on top of your financial health. Creating a budget tailored to your specific needs is made easy with TrackMyMoney. You can set budget limits for a chosen period and have complete control over your spending habits at any given time. What's more, our application allows you to personalize each budget by including only the categories of spending that matter to you. This level of customization ensures that you focus on the areas that are most relevant to your financial goals. To streamline the process of managing your transactions, TrackMyMoney offers multiple convenient options. You have the flexibility to add transactions manually, providing a simple way to record cash transactions or any other non-electronic payments. Additionally, you can effortlessly import transactions from your Excel files, enabling you to quickly migrate your existing financial data into our system. For added convenience, you can also upload your bank statements directly into TrackMyMoney, eliminating the need for manual data entry and saving you valuable time. TrackMyMoney is designed to keep you engaged and in control of your finances. With our built-in reminders, you can easily set alerts and notifications to ensure that you never miss a beat when it comes to monitoring your financial activities. These reminders serve as a helpful prompt to review your spending, make necessary adjustments, and maintain a healthy financial trajectory. In summary, TrackMyMoney is a comprehensive financial management tool that empowers you to take control of your cash flow, effortlessly track your expenses and income from multiple accounts, and effectively plan for the future. With its user-friendly interface and powerful features, TrackMyMoney is your go-to companion for managing your finances with ease and confidence. Application provides in-app subscription that can be managed or canceled at any time in AppleId settings on your phone. Terms of use: https://docs.google.com/document/d/10rDNlXJLxH0R3zkMdnS1CIPdxmKfBIJNguav-ydMwhQ/edit?usp=sharing Privacy policy: https://docs.google.com/document/d/1SiPXmymaViOxuAAVLXXNFy0RzoUjIqc3jR5DOhD-8as/edit?usp=sharing
Screenshots
Verdict
The clearest difference is ads: TrackMyMoney at none against Spending Tracker's shown. TrackMyMoney also leads on rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 1) and update cadence (every 2 months vs every 9 months). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and TrackMyMoney sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
TrackMyMoney holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1, so its average is the more settled of the two.
Spending Tracker ships an update every 2 months, TrackMyMoney every 9 months. The most recent releases landed on September 27, 2026 and August 15, 2026 respectively.
| Parameter | Spending Tracker | TrackMyMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 94.6% of reviews | — |
| Number of ratings | 19K — better | 1 |
| Update frequency | Every 2 months — better | Every 9 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.4 |
| Further details — not scored | ||
| Size | 50 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Nadiia Smirnova |
Customer experience
Spending Tracker
TrackMyMoney
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
TrackMyMoney
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
TrackMyMoney
- Full access for a week3 Days trial$0.997 Days
- Full access for a month7 Days trial$2.491 Month
- Full access for a year7 Days trial$24.491 Year
Questions
Is Spending Tracker free?
Is TrackMyMoney free?
Which has better reviews, Spending Tracker or TrackMyMoney?
Do Spending Tracker or TrackMyMoney have ads?
Which is updated more often, Spending Tracker or TrackMyMoney?
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