Spending Tracker vs Clink
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Clink
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Take control of your finances with Clink — the private, offline budget tracker designed to help you understand where your money goes without compromising your privacy. YOUR DATA STAYS YOURS Unlike other budget apps, Clink doesn't require an account, doesn't sync to the cloud, and never shares your financial data with anyone. Everything is stored locally on your device — period. No servers. No tracking. No ads. Just you and your budget. TRACK INCOME & EXPENSES Log your daily transactions quickly and easily. Categorize spending across pre-built categories like Food & Dining, Transportation, Bills & Utilities, Entertainment, Shopping, and more. Track income from Salary, Freelance work, Investments, and Side Hustles. SET BUDGETS THAT WORK Create monthly budgets for each spending category. Get alerts when you're approaching your limits so you can adjust before overspending. See at a glance which categories are on track and which need attention. REACH YOUR FINANCIAL GOALS Whether you're saving for a vacation, paying off debt, or trying to limit spending in a specific category, Clink helps you stay focused: • Savings Goals — Save toward a target amount by a specific date • Debt Payoff — Track progress paying down what you owe • Expense Limits — Set spending caps for categories you want to control • Income Targets — Set and track earning goals RECURRING TRANSACTIONS Set up recurring income and expenses once — daily, weekly, biweekly, monthly, quarterly, or yearly — and never forget to log them again. INSIGHTFUL SUMMARIES • View spending breakdowns by category • Compare income vs. expenses over time • Track your savings rate with monthly summaries • See spending trends to understand your habits HOME SCREEN WIDGETS • Balance Widget — See your monthly income, expenses, and balance at a glance • Quick Add Widget — Add transactions without opening the app WORKS OFFLINE No internet connection required. Clink works completely offline, so you can track expenses anywhere — on a flight, in the subway, or off the grid. FLEXIBLE TIME PERIODS Filter your data by Today, This Week, This Month, This Year, or All Time to get exactly the view you need. BACKUP ON YOUR TERMS Export your data to a file you control. Import it back anytime. Your backups stay on your device or wherever you choose to store them — we never see them. AVAILABLE IN YOUR LANGUAGE Clink supports English, Spanish, French, German, Portuguese (Brazil), Russian, Arabic, and Hindi. CLINK PRO Upgrade to unlock the full experience: • Custom Categories — Create categories that match your lifestyle • Unlimited Goals — Track as many financial goals as you want • Full Transaction History — Access all your past transactions • Export & Import — Backup and restore your data anytime No subscriptions. One-time purchase. No hidden fees. Privacy-first budgeting starts here. Download Clink and take control of your finances — without giving up control of your data.
Screenshots
Verdict
The clearest difference is ads: Clink at none against Spending Tracker's shown. Spending Tracker's advantage is device support (5 vs 2) and iOS requirement (15.5 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Clink sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.
| Parameter | Spending Tracker | Clink |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) — better | — |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 20K — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Tustin Softworks LLC |
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Clink
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Clink
- Budget Master Pro$9.99
Questions
Is Spending Tracker free?
Is Clink free?
Do Spending Tracker or Clink have ads?
Which is updated more often, Spending Tracker or Clink?
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