Spending Tracker vs Business Expenses
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Business Expenses
Easily track and organize business expenses by scanning receipts, importing files, or manual entry. Automatically detect and categorize expense data, add detailed records with sub-items, and filter using tags and search. View trends with charts and export data for easy sharing.
- Scan receipts for automatic data entry
- Import expenses from photos or PDFs
- Manual expense entry
- Organize expenses with tags and search
- View spending trends with charts
- Export expense data and attachments
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Keep track of your expenses and organise your business receipts with this simple, powerful expenses management system. Add expense data by scanning receipts, import from an existing photo, add a PDF from the Files app or enter an expense manually. Expense data is automatically detected and organised from scans and imported files. Add more attachments, enter expense details and list multiple sub-items for each expense to keep detailed records. Group expense items by adding tags, which can then be used to filter for specific items, along with a custom search feature. View items for a selected date range, from the date picker shortcuts, or choose a custom date range with the built in date picker. The expense chart will show your spend trend across the selected date range. Export expense data and attachments to send by message, email and more. View and edit your expenses across your Apple devices. - Subscription Details - Business Expenses requires a month to month subscription after your 14 day free trial. Your subscription can be cancelled at any time. No long term commitment required. Subscriptions will be charged to your iTunes account at confirmation of purchase. Your subscription will automatically renew unless automatic renewal is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and automatic renewal status in Account Settings after purchase. Price may vary by location. Privacy Policy: https://smudge.app/privacy Terms and Conditions: https://smudge.app/app-terms
Screenshots
Verdict
The clearest difference is review sentiment: Spending Tracker at 95% against Business Expenses's 50%. Spending Tracker also leads on rating (4.8 vs 1.0) and monetization model (free with in-app purchases vs subscription). Business Expenses's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Business Expenses sells 6 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Spending Tracker has 20K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 50% of Business Expenses's.
Spending Tracker ships an update every 2 months, Business Expenses monthly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Spending Tracker | Business Expenses |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 94.5% of reviews — better | 50.0% of reviews |
| Number of ratings | 20K — better | 1 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch | iPhone, iPad, iPod, Mac, Vision Pro |
| Requires iOS | 15.5 | 15.2 — better |
| Further details — not scored | ||
| Size | 50 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Thomas Coomer |
Customer experience
Spending Tracker
Business Expenses
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Business Expenses
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Business Expenses
- Basic (Monthly)14 Days trial$3.991 Month
- Essential (Monthly)$9.991 Month
- Professional (Monthly)$29.991 Month
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- Basic (Yearly)14 Days trial$39.991 Year
- Essential (Yearly)$79.991 Year
- Professional (Yearly)$299.991 Year
Questions
Is Spending Tracker free?
Is Business Expenses free?
Which has better reviews, Spending Tracker or Business Expenses?
Do Spending Tracker or Business Expenses have ads?
Which is updated more often, Spending Tracker or Business Expenses?
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