Spending Tracker vs Budgie Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Budgie Budget
This finance app simplifies budgeting with a user-friendly interface for quick setup and real-time spending insights. It encourages mindful financial management through manual entry, empowering users to master their money and achieve financial goals.
- Intuitive budgeting setup
- Real-time spending insights
- Mindful manual expense entry
- Financial goal planning
- User-friendly interface
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Your money. A little clearer. Budgie brings your everyday spending and bigger plans into one calm, clear view. Know where your money goes, make room for what matters, and watch your progress over time. SEE YOUR MONTH AT A GLANCE Track income and expenses, check your cash flow, and see an estimate of what’s safe to spend. Set category budgets to give everyday decisions a little more direction. KNOW WHERE YOUR MONEY GOES Explore spending by category with clear charts and transaction details. Create your own categories, organize entries with tags, and use rules to help categorize transactions. SAVE FOR YOUR NEXT CHAPTER An emergency fund. A new laptop. That trip you keep thinking about. Set savings goals, choose target dates, and track each contribution as you get closer. SEE THE BIGGER PICTURE Keep track of assets and debts, update account balances, and follow your net worth over time. Explore cash-flow trends and insights drawn from your own entries. MAKE TRACKING PART OF YOUR DAY Add transactions by hand or speak an entry and review the details before saving. Set up recurring income and expenses, and use Home Screen widgets and app shortcuts for quick access. KEEP YOUR RECORDS IN YOUR HANDS Your financial records are stored on your device. No account or bank connection is required. Protect access with app lock, import and export transactions as CSV, and create backups you can restore. CHOOSE YOUR KIND OF CALM Enjoy warm Paper and dark Midnight themes, with an interface built for iPhone. Core tracking works offline. Optional voice entry requires an internet connection and sends your recording and transcript to OpenAI for processing. Start with today’s spending. Make room for tomorrow’s plans.
Screenshots
Verdict
The clearest difference is in-app purchases: Budgie Budget at none against Spending Tracker's 1. Budgie Budget also leads on ads (none vs shown) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (20K vs 5) and device support (5 vs 1). On price and review sentiment there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Budgie Budget asks for nothing beyond the download.
Budgie Budget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 20K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of Budgie Budget's.
Spending Tracker ships an update every 2 months, Budgie Budget every 3 weeks. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.
| Parameter | Spending Tracker | Budgie Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 94.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 20K — better | 5 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Kha Truong |
Customer experience
Spending Tracker
Budgie Budget
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Budgie Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Budgie Budget
No in-app purchases
Questions
Is Spending Tracker free?
Is Budgie Budget free?
Which has better reviews, Spending Tracker or Budgie Budget?
Do Spending Tracker or Budgie Budget have ads?
Which is updated more often, Spending Tracker or Budgie Budget?
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