Comparison

Spending Tracker vs Budgie Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Budgie Budget

This finance app simplifies budgeting with a user-friendly interface for quick setup and real-time spending insights. It encourages mindful financial management through manual entry, empowering users to master their money and achieve financial goals.

Highlights
  • Intuitive budgeting setup
  • Real-time spending insights
  • Mindful manual expense entry
  • Financial goal planning
  • User-friendly interface
Features
Read full description

Your money. A little clearer. Budgie brings your everyday spending and bigger plans into one calm, clear view. Know where your money goes, make room for what matters, and watch your progress over time. SEE YOUR MONTH AT A GLANCE Track income and expenses, check your cash flow, and see an estimate of what’s safe to spend. Set category budgets to give everyday decisions a little more direction. KNOW WHERE YOUR MONEY GOES Explore spending by category with clear charts and transaction details. Create your own categories, organize entries with tags, and use rules to help categorize transactions. SAVE FOR YOUR NEXT CHAPTER An emergency fund. A new laptop. That trip you keep thinking about. Set savings goals, choose target dates, and track each contribution as you get closer. SEE THE BIGGER PICTURE Keep track of assets and debts, update account balances, and follow your net worth over time. Explore cash-flow trends and insights drawn from your own entries. MAKE TRACKING PART OF YOUR DAY Add transactions by hand or speak an entry and review the details before saving. Set up recurring income and expenses, and use Home Screen widgets and app shortcuts for quick access. KEEP YOUR RECORDS IN YOUR HANDS Your financial records are stored on your device. No account or bank connection is required. Protect access with app lock, import and export transactions as CSV, and create backups you can restore. CHOOSE YOUR KIND OF CALM Enjoy warm Paper and dark Midnight themes, with an interface built for iPhone. Core tracking works offline. Optional voice entry requires an internet connection and sends your recording and transcript to OpenAI for processing. Start with today’s spending. Make room for tomorrow’s plans.

Screenshots

Spending Tracker4 screens
Budgie Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Budgie Budget at none against Spending Tracker's 1. Budgie Budget also leads on ads (none vs shown) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (20K vs 5) and device support (5 vs 1). On price and review sentiment there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Budgie Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budgie Budget holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 20K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of Budgie Budget's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Budgie Budget every 3 weeks. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

Scorecard8 real differences · 2 level
Spending Tracker versus Budgie Budget: the parameters behind the verdict, then further details
ParameterSpending TrackerBudgie Budget
PriceFreeFree
Rating4.8 (20K ratings)5.0 (5 ratings) — better
Positive reviews94.5% of reviews100.0% of reviews — better
Number of ratings20K — better5
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone
Requires iOS15.5 — better17.0
Further details — not scored
Size50 MB8 MB
Age rating4+4+
DeveloperMH Riley LtdKha Truong

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,969 reviews
Positive94.5%
Neutral2.6%
Negative2.9%

Budgie Budget

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Budgie Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
None

Budgie Budget

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Budgie Budget free?
Budgie Budget is free to download, with no in-app purchases.
Which has better reviews, Spending Tracker or Budgie Budget?
Budgie Budget is rated higher. Spending Tracker averages 4.8 out of 5 from 20K ratings, while Budgie Budget averages 5.0 from 5 ratings.
Do Spending Tracker or Budgie Budget have ads?
Spending Tracker shows ads; Budgie Budget does not.
Which is updated more often, Spending Tracker or Budgie Budget?
Spending Tracker ships an update every 2 months, and Budgie Budget every 3 weeks. Most recently, Spending Tracker was updated on November 10, 2026 and Budgie Budget on November 3, 2026.

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