Comparison

Spending Tracker vs My Budget Assistant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

My Budget Assistant

Take control of your finances with this app that uses the envelope method to help you plan every dollar. Track spending, visualize trends with charts, and gain confidence in your financial future. It offers a free trial and aims to help users save money and reduce financial stress.

Highlights
  • Envelope-style budgeting categories
  • Real-time spending trend charts
  • Debt and investment tracking
  • Cash-flow forecasting
  • Secure one-tap sign-in
  • Ad-free experience
Read full description

Where does your money go? From today, exactly where you decide. “Hidden gem, does everything and saves me money” —ishan If you're like the average My Budget Assistant user, you'll take control of your spending within the first two month—and start making progress on your financial goals in the second. You'll save $500 in first two months. And around $6000 in first year. Many users report saving $500-$600 in just the first two months simply by cutting wasteful expenses they didn’t realize were adding up. But what you gain might be worth even more than money: Over 90% of our early users say they feel more confident and less stressed about their finances after using the app. My Budget Assistant turns the classic envelope method into a clear, mobile plan. Plan every dollar at the moment it arrives, watch your spending trends in real time, and feel the calm that comes with control. WHY PEOPLE CHOOSE MY BUDGET ASSISTANT - Envelope-style categories that stop overspending before it happens - Instant pie and bar charts to spot habits and trends at a glance - Debt dashboard to track where you stand - Investment tracker for retirement, brokerage, or crypto accounts - Cash-flow forecast so you’re never surprised before payday - Secure one-tap sign-in with Apple or Google—no extra passwords - Fresh light-and-dark design, with zero ads or data selling - Friendly human support and live onboarding sessions FREE 34-DAY TRIAL Use the app for a complete pay cycle, risk-free. Cancel anytime; SUBSCRIPTION DETAILS After the 34-day trial, continue with a monthly or annual plan billed to your iTunes account. Auto-renewal occurs unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.mybudgetassistant.com/terms.html Privacy Policy: https://www.mybudgetassistant.com/privacy.html

Screenshots

Spending Tracker4 screens
My Budget Assistant4 screens

Verdict

The call

The clearest difference is ads: My Budget Assistant at none against Spending Tracker's shown. My Budget Assistant also leads on update cadence (every 5 days vs every 2 months). Spending Tracker's advantage is device support (5 vs 3). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and My Budget Assistant sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, My Budget Assistant every 5 days. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker versus My Budget Assistant: the parameters behind the verdict, then further details
ParameterSpending TrackerMy Budget Assistant
PriceFreeFree
Rating4.8 (19K ratings) — better—
Positive reviews94.5% of reviews100.0% of reviews — better
Number of ratings19K — better—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size50 MB52 MB
Age rating4+4+
DeveloperMH Riley LtdBRUXKEY PRIVATE LIMITED

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,934 reviews
Positive94.5%
Neutral2.5%
Negative2.9%

My Budget Assistant

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

My Budget Assistant

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
2 purchases

My Budget Assistant

Subscriptions2
  • Monthly Plan$1.991 Month
  • Annual Plan$9.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is My Budget Assistant free?
My Budget Assistant is free to download, with in-app purchases available.
Do Spending Tracker or My Budget Assistant have ads?
Spending Tracker shows ads; My Budget Assistant does not.
Which is updated more often, Spending Tracker or My Budget Assistant?
Spending Tracker ships an update every 2 months, and My Budget Assistant every 5 days. Most recently, Spending Tracker was updated on October 19, 2026 and My Budget Assistant on October 15, 2026.

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