Comparison

Spending Tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Expense Tracker

Effortlessly track income and expenses with this private and powerful money manager. Organize spending across multiple accounts, gain insights with visual reports, and collaborate on shared budgets. Supports multi-currency tracking and secure device synchronization.

Highlights
  • Track daily expenses and income
  • Organize with multiple accounts
  • Multi-currency support with auto exchange rates
  • Visual spending insights and trends
  • Share accounts for collaborative budgeting
  • Import and export data (CSV/PDF)
  • Secure cross-device synchronization
Features
Read full description

Track Your Spending Smarter Expense Tracker is a simple, private, and powerful expense tracker designed to help you manage income and spending effortlessly. Track daily expenses, monitor income, and organize everything with multiple accounts - perfect for personal finance, travel, business, or shared budgets. Log expenses in any currency, create separate accounts for different purposes, and gain clear insights into where your money goes with visual reports and spending trends. Trusted by users worldwide and featured on the App Store, Expenses makes money management easy and stress-free. – Start in Seconds Create an account and begin tracking expenses instantly-no complexity, no clutter. – Travel & Multi-Currency Tracking Traveling abroad? Create a travel-based account for your destination and record expenses in the local currency. Exchange rates update automatically, with the option to set custom rates anytime. – Organize with Multiple Accounts Create and customize accounts for travel, daily spending, business, or personal goals. Keep your expenses organized and your budget under control. – Visual Insights & Spending Trends Understand your spending habits with intuitive charts, category breakdowns, and long-term trends. Turn your data into actionable financial decisions. – Share & Collaborate Easily Share accounts with family, friends, or teammates. Track expenses together in real time-ideal for trips, households, or work expenses. – Import & Export Anytime Export your expenses in CSV or PDF format for backup, reporting, or analysis. Easily migrate from other expense tracking apps. – Secure Sync Across Devices Your data stays safely synced across all your devices, including iPhone and Mac, with fast pull-to-refresh updates. Designed for Everyone – Manage Transactions with Accounts – Your finances in Charts – Manage different currencies based on Accounts – Discover ways to save money – Secure cloud sync across devices – Shared accounts with read and write access – Attach bills, invoices, and files to transactions – Synchronization in all your devices – Export Transactions, Accounts with CSV and PDF Join users in 100+ countries managing money better every day. Download Expenses now and take control of your finances. Contact Us: https://it-waves.com/contact Privacy Policy: https://it-waves.com/apps/privacy-policy T&C: https://it-waves.com/terms-and-conditions

Screenshots

Spending Tracker4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against Spending Tracker's shown. Expense Tracker also leads on update cadence (every 2 weeks vs every 2 months). Spending Tracker's advantage is device support (5 vs 2). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Expense Tracker sells 1 in-app purchase, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Expense Tracker every 2 weeks. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
Spending Tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpending TrackerExpense Tracker
PriceFreeFree
Rating4.8 (19K ratings) — better—
Positive reviews94.6% of reviews100.0% of reviews — better
Number of ratings19K — better—
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size50 MB57 MB
Age rating4+4+
DeveloperMH Riley LtdIT WAVES

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,905 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

Expense Tracker

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
1 purchases

Expense Tracker

Subscriptions1
  • Pro Yearly$29.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Spending Tracker or Expense Tracker have ads?
Spending Tracker shows ads; Expense Tracker does not.
Which is updated more often, Spending Tracker or Expense Tracker?
Spending Tracker ships an update every 2 months, and Expense Tracker every 2 weeks. Most recently, Spending Tracker was updated on September 26, 2026 and Expense Tracker on September 10, 2026.

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