Comparison

Spending Tracker vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Budget Planner

A private, offline spending tracker and budget planner. Easily manage your money, track expenses, and understand your spending power without bank connections or cloud storage. Get a clear monthly budget plan and financial overview.

Highlights
  • Offline spending tracker
  • Private budget planner
  • Track expenses quickly
  • Monthly budget overview
  • Financial health score
  • No bank connections
Features
Read full description

Take control of your money with a simple offline spending tracker. This is not another complicated finance app. No bank connections. No accounts. No ads. No cloud storage. Just a clean and private budget planner that works completely offline. Whether you want to manage money better, track spending daily, or build a smarter monthly budget, this app helps you stay in control without distractions. WHY YOU WILL LOVE IT Offline spending tracker that works without internet Simple budget planner with a clear monthly overview Track expenses in seconds See how much you can safely spend Private by design your data stays on your device No syncing. No data tracking. No financial accounts required. HOW IT WORKS Enter your monthly income Add fixed expenses such as rent, bills, and loans Estimate your variable needs Set an optional investment goal Get your complete monthly budget plan instantly You will immediately see your total income, fixed expenses, essential spending, investment allocation, remaining free budget, financial health score, and freedom days indicator. It is budgeting made simple. BUILT FOR CLARITY Most money apps are overloaded with charts and banking features. This app focuses on what actually matters. Know where your money goes Understand your real spending power Avoid overspending Increase savings with better awareness No financial jargon. No overwhelming dashboards. Just clear numbers and smart planning. FREE FEATURES Create your monthly budget Add and track expenses View your remaining balance Simple financial overview PREMIUM FEATURES Upgrade to unlock advanced financial health insights, freedom days tracking, budget projections, investment allocation tracking, detailed spending breakdown, and home screen widgets. PRIVACY FIRST Your financial data is stored only on your device. No bank login. No third party tracking. No forced cloud storage. Start managing your money today with a clean, private, and powerful spending tracker. Privacy Policy:https://www.emzirmetakibi.com/budgetapp/privacy.html Term Of Use : https://www.apple.com/legal/itunes/appstore/dev/stdeula/

Screenshots

Spending Tracker4 screens
Budget Planner4 screens

Verdict

The call

The clearest difference is review sentiment: Spending Tracker at 95% against Budget Planner's 0%. Spending Tracker also leads on rating (4.8 vs 1.0) and ratings volume (19K vs 1). Budget Planner's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Budget Planner asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 0% of Budget Planner's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Budget Planner every 8 months. Both last shipped on October 31, 2026.

Scorecard8 real differences · 2 level
Spending Tracker versus Budget Planner: the parameters behind the verdict, then further details
ParameterSpending TrackerBudget Planner
PriceFreeFree
Rating4.8 (19K ratings) — better1.0 (1 ratings)
Positive reviews94.5% of reviews — better0.0% of reviews
Number of ratings19K — better1
Update frequencyEvery 2 months — betterEvery 8 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPod
Requires iOS15.513.0 — better
Further details — not scored
Size50 MB27 MB
Age rating4+4+
DeveloperMH Riley LtdZENBYTE DIJITAL TEKNOLOJILER LIMITED SIRKETI

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,950 reviews
Positive94.5%
Neutral2.5%
Negative2.9%

Budget Planner

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Budget Planner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
None

Budget Planner

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Budget Planner free?
Budget Planner is free to download, with no in-app purchases.
Which has better reviews, Spending Tracker or Budget Planner?
Spending Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Budget Planner averages 1.0 from 1 ratings.
Do Spending Tracker or Budget Planner have ads?
Spending Tracker shows ads; Budget Planner does not.
Which is updated more often, Spending Tracker or Budget Planner?
Spending Tracker ships an update every 2 months, and Budget Planner every 8 months. Most recently, Spending Tracker was updated on October 31, 2026 and Budget Planner on October 31, 2026.

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