Spending Tracker vs Gradient
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Gradient
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Electricity bills keep going up. For renters already stretched thin, that's money disappearing every month with no way to fight back. Gradient connects to ComEd and Ameren so Illinois renters can finally see what's happening with their electricity — and actually do something about it. No smart home equipment. No hardware. No landlord approval. Works in any apartment with just your iPhone. Track your electricity usage See exactly how much power you're using over time. No more surprises at the end of the month — just clear, simple data that keeps you in control. Monitor your costs in real time Watch your spending as it happens so your bill is never a mystery. Know where you stand before the statement arrives. Electricity prices won't stop rising. Connect your utility account in minutes and start taking back control today.
Screenshots
Verdict
The clearest difference is in-app purchases: Gradient at none against Spending Tracker's 1. Gradient also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 2 months). Spending Tracker's advantage is device support (5 vs 1) and iOS requirement (15.5 vs 17.6). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Gradient asks for nothing beyond the download.
Spending Tracker ships an update every 2 months, Gradient every 3 weeks. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.
| Parameter | Spending Tracker | Gradient |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) — better | — |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 19K — better | — |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 17.6 |
| Further details — not scored | ||
| Size | 50 MB | 346 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | RedCanyon LLC |
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Gradient
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Gradient
No in-app purchases









