Spending Tracker vs myMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
myMoney
Effortlessly manage your budget by simply speaking your expenses. This AI-powered tracker automatically detects amounts and categories, offering multi-language support and family sharing options for a streamlined financial overview.
- Voice input for expenses
- AI-powered smart categorization
- Income tracking
- Customizable categories
- Budget limit alerts
- Period comparison charts
- Family sharing
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Just speak. We track it. myMoney is the fastest way to manage your budget — say what you spent, and AI does the rest. No more tapping through forms. Just talk. WHY MYMONEY: - Voice-first — say "Coffee 5 dollars" and it's logged in 3 seconds - AI-powered — automatically detects amount, category, and description - 5 languages — English, Russian, Spanish, French, German - Family sharing — share budgets and expenses with your loved ones - Privacy-first — your data is yours, never sold KEY FEATURES: - Voice input — add expenses hands-free in seconds - Smart categorization — AI picks the right category automatically - Income tracking — log your earnings just as easily - Custom categories — create and organize your own - Budget limits — set monthly limits and get alerts when you're close - Beautiful charts — see where your money goes at a glance - Period comparison — track week-over-week and month-over-month - Family groups — invite up to 5 people to share a budget - Cloud sync — your data follows you across devices (Premium) - CSV export — download your full history anytime - Dark mode — easy on the eyes, day or night - Daily and weekly reminders — never forget to log PREMIUM ($4.99/month or $39.99/year, 7-day free trial): - AI voice parser - Real-time multi-device sync - Unlimited cloud backup - Family group with shared budget myMoney works for solo users, couples, families, freelancers, and anyone who wants a simpler way to track money without spreadsheets or banking integrations. Just speak — we track it. Terms: https://trymymoney.com/terms.html Privacy: https://trymymoney.com/privacy.html
Screenshots
Verdict
The clearest difference is ads: myMoney at none against Spending Tracker's shown. myMoney also leads on update cadence (every 2 weeks vs every 2 months) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (20K vs 7) and device support (5 vs 1). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and myMoney sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
myMoney holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 20K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of myMoney's.
Spending Tracker ships an update every 2 months, myMoney every 2 weeks. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.
| Parameter | Spending Tracker | myMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 94.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 20K — better | 7 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Selah Records LLC |
Customer experience
Spending Tracker
myMoney
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
myMoney
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
myMoney
- myMoney Premium7 Days trial$4.991 Month
- myMoney Premium7 Days trial$39.991 Year








