Spending Tracker vs MoneyCloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
MoneyCloud
This app offers a minimalist and intuitive way to track your expenses and income. Its clean design focuses on essential budgeting features, making it easy to manage your finances without overwhelming complexity.
- Absolute minimalism for quick expense recording
- Aesthetic and clean user interface
- Clear overview of money and spending
- Intuitive logic, no manual needed
- Effortless financial control
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Tired of complex financial apps with unnecessary features? Meet MoneyCloud — the simplest, most beautiful budget tracker. We analyzed popular personal finance apps and cut out all the clutter. MoneyCloud leaves you with pure functionality and an aesthetic interface where it is impossible to get lost. No stress — just crystal clarity. Key features: Absolute minimalism: Record expenses in just a couple of taps. Aesthetics in every detail: Our modern, clean design does not overwhelm your eyes. Clear at first glance: Instantly see how much money you have and where it went. Logic without instructions: The interface is so intuitive you will not need a manual. Take control of your money effortlessly. Download MoneyCloud now! Privacy policy: https://money-cloud.app/privacy Terms of Use: https://money-cloud.app/terms
Screenshots
Verdict
The clearest difference is ads: MoneyCloud at none against Spending Tracker's shown. MoneyCloud also leads on update cadence (every 6 days vs every 2 months) and rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (19K vs 1) and device support (5 vs 1). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and MoneyCloud sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyCloud holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of MoneyCloud's.
Spending Tracker ships an update every 2 months, MoneyCloud every 6 days. The most recent releases landed on October 15, 2026 and September 30, 2026 respectively.
| Parameter | Spending Tracker | MoneyCloud |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 94.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 19K — better | 1 |
| Update frequency | Every 2 months | Every 6 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 17.0 |
| Further details — not scored | ||
| Size | 50 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Pavlo Bezkorovainyi |
Customer experience
Spending Tracker
MoneyCloud
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
MoneyCloud
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
MoneyCloud
- MoneyCloud Plus Monthly$3.991 Month
- MoneyCloud PLUS Lifetime Promo$34.991 Year
- MoneyCloud Plus Annual7 Days trial$39.991 Year
- MoneyCloud PLUS Lifetime Promo$39.99
- MoneyCloud Plus Lifetime$49.99
Questions
Is Spending Tracker free?
Is MoneyCloud free?
Which has better reviews, Spending Tracker or MoneyCloud?
Do Spending Tracker or MoneyCloud have ads?
Which is updated more often, Spending Tracker or MoneyCloud?
Other comparisons
