Spending Tracker vs twofold
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
twofold
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Twofold is a household finance app built for couples who want clarity without connecting a bank. Organize cash, bank accounts, e-wallets, and cards into wallets — folio-style groupings that make your money easy to scan. Switch between Mine (just yours) and Ours (shared with your partner) to see the right balances at the right time. WHY TWOFOLD • Built for two — pair with a code and share joint wallets and transactions • Calm, tactile design — premium fintech feel without the noise • Manual tracking you control — you enter balances and activity; we are not a bank • Week at a glance — spent, earned, and net on the Ledger • Accounts that look like a wallet — cash, bank, credit, loans, and more • Push alerts — optional notification when your partner logs a shared expense HOW IT WORKS 1. Create wallets (Spending, Savings, Travel, Household, and more) 2. Add accounts to each wallet with current balances 3. Log expenses, income, and transfers in the Ledger 4. Pair with your partner to share Ours PRIVACY & CONTROL • Sign in with email — no social login required • Delete your account anytime from Profile • Data syncs securely via our backend; read our Privacy Policy in the app Twofold does not move money, offer loans, or provide investment advice. It is a shared notebook for your household finances — designed to reduce “wait, who paid for that?” moments. Questions? Visit Support from Profile or https://mrkrphl.github.io/pocketsync-legal/support.html
Screenshots
Verdict
The clearest difference is price: Spending Tracker at Free against twofold's $1.99. Spending Tracker also leads on device support (5 vs 2). twofold's advantage is in-app purchases (none vs 1) and ads (none vs shown). On iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Spending Tracker is free to download; twofold costs $1.99 up front. Spending Tracker sells 1 one-off in-app purchase. twofold asks for nothing beyond the download.
Spending Tracker ships an update every 2 months, twofold every 2 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.
| Parameter | Spending Tracker | twofold |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 4.8 (20K ratings) — better | — |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 20K — better | — |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 50 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | MARK RAPHAEL STO. DOMINGO |
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
twofold
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
twofold
No in-app purchases
Questions
Is Spending Tracker free?
Is twofold free?
Do Spending Tracker or twofold have ads?
Which is updated more often, Spending Tracker or twofold?
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