Spending Tracker vs TipLedger

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

TipLedger is a tip tracker for servers, bartenders, and every other tipped worker, built around the $25,000 No Tax on Tips federal deduction (tax years 2025-2028). Log a shift in 30 seconds, keep a clear, dated record of every tip, and watch how much of the deduction you've earned - all on your device, with no account required. BUILT FOR HOW TIPS ACTUALLY WORK - Cash, charged, and pooled tips, plus tip-outs, logged per shift in seconds. - Tap Start Shift and a live timer runs on your iPhone Lock Screen (and in the Dynamic Island, where available). Tap End & Log Shift and the hours fill themselves in. - Set a job's usual tip-outs once - say, 3% of sales to the busser - and apply them to any shift in one tap. - Your true hourly rate, base wage plus tips, on every shift, and a calendar of every day's tips and hours. - A quick 3-question check for whether a payment counts as a tip or a service charge, based on the IRS's own test - a mandatory large-party gratuity doesn't qualify, even if the receipt calls it one. - An audit trail on every entry: edits are recorded, not overwritten; deletions are voided, not erased. - Scan a checkout slip to pull a tip amount off it automatically - you always confirm the number before it's saved. - Mileage and expense tracking for 1099 and self-employed tipped work. SEE YOUR DEDUCTION, NOT JUST YOUR TIPS - A running total against the $25,000 annual cap, adjusted for the income-based phase-out once you enter your estimated MAGI. - A tax season readiness checklist so you know what's set up and what's missing before you file. - Monthly Employer Report and Annual Summary PDFs, ready to hand off or file, plus a custom date-range income-proof PDF for a landlord or lender. - A W-2 reconciliation check that flags gaps between what you logged and what your employer reported, and a Form 4137 helper for tips that weren't reported to your employer. - A 1099 coverage check for self-employed and gig income, quarterly estimated tax with real IRS due dates, and a withholding estimate so the deduction shows up in your paycheck, not just next year's refund. - Full-history CSV export. KNOW WHAT YOU'RE OWED - A wage compliance checker: enter your state's minimum wage and tip-credit rules once, and TipLedger flags any week your direct wage plus tips fell short of what your employer legally owes. BUILT IN, NOT BOLTED ON - Home Screen, Lock Screen, and StandBy widgets showing month-to-date tips and deduction progress. - "Log a shift" and "How much have I made in tips this month" work with Siri and Shortcuts. - Face ID app lock. - Your data stays on your device - no account, no servers - and a full backup exports to Files whenever you want a copy. - "Since I started" lifetime stats: total tips earned, longest streak, and how long you've been tracking. TIPLEDGER PRO unlocks the Deduction Estimator, tax season readiness checklist, W-2 and 1099 reconciliation, the Form 4137 helper, withholding estimate, quarterly estimated tax, the Annual Summary and income-proof PDFs, full-history CSV export, multiple jobs, widgets, checkout-slip scanning, and Face ID lock. Choose $2.99/month or $19.99/year (7-day free trial), both auto-renewing subscriptions, or Lifetime: a one-time $39.99 purchase with no renewals. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to that. Manage or cancel anytime in your Apple ID account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. TipLedger is a record-keeping tool, not tax advice - every estimate says so on screen. Consult a tax professional for your specific situation. Privacy Policy: https://tipledger.net/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/