Spending Tracker vs RizKharj

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

RizKharj is a calm, precise tracker for your income and expenses, made for people whose money moves between currencies and countries. There is no account to create and no RizKharj server: your records stay on your iPhone or iPad, and the app works offline. Use it in English, German or Persian, with the Gregorian or the Solar Hijri (Shamsi) calendar. FREE • Unlimited transactions: expenses, income, transfers between accounts, and money lent to or borrowed from people • Categories and subcategories with icons, plus notes and tags • Split one purchase across several categories • A monthly or weekly overall budget • Reports: averages, savings rate and share per category • A calendar view of your daily spending • A savings goal, recurring transactions with reminders, and a loan tracker based on your bank's terms • Debt payoff planner: smallest debt first or most expensive first • Choose your main currency from 156 • Light and dark appearance • JSON backup and restore, optionally encrypted with a password • Import your history from other expense apps (CSV) The free version includes up to 3 accounts, 1 savings goal, 2 people for debts, 2 recurring transactions and 1 loan. These limits only apply to adding new items: nothing you have entered is ever locked, hidden or deleted. RIZKHARJ PRO (optional one-time purchase, no subscription) • Unlimited accounts, savings goals, people, recurring transactions and loans • Accounts in several currencies with your own exchange rates, or a one-tap update from European Central Bank reference rates • A budget for every category • Receipt photos on transactions • Advanced reports: trends across months and weeks, month-end forecast, month-to-month comparison, net-worth history and a year in review, with PDF export • CSV export for Excel and Numbers • PIN lock • Automatic backup and sync through a file in your own iCloud Drive, with no RizKharj server in between • Home-screen widgets and logging with Siri • Bills and subscriptions calendar with reminders before they are due • Bank statement import (CSV or camt.053) with suggested categories and duplicate detection • Family and partner mode: record who paid, mark shared expenses and see a monthly settlement • Separate books, for example work and personal • Accent colours and alternative app icons Pro is bought once through the App Store and can be restored on your other iPhone and iPad with the same Apple Account. PRIVACY • No account, no sign-up and no RizKharj server. The developer never receives your data. • No ads, no analytics, no tracking. • Your data stays on your device, and in your own iCloud Drive only if you turn on automatic backup. • The app goes online only for App Store purchases and, when you tap to update exchange rates, to fetch European Central Bank reference rates from a public rates service. Made in Switzerland. Questions or ideas: hello@rizkharj.com