Comparison

USB vs Union State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

Highlights
  • Check account balances 24/7
  • View pending transactions
  • Seamless funds transfers
  • Convenient bill pay
  • Mobile check deposits
  • Secure messaging
  • Branch locator
Features
Read full description

Bank Anywhere, Anytime, on Any Device with USB Mobile Banking! Take control of your finances effortlessly with the USB Mobile App, designed to provide ultimate convenience, security, and efficiency. Whether you're on your smartphone or tablet, enjoy the freedom to manage your accounts on the go. Why Choose the USB Mobile App? The Union State Bank mobile banking app is your all-in-one solution for banking on your terms. With a sleek, user-friendly design and robust features, you’ll have access to essential banking services wherever you are. And the best part? It’s fast, free, and exclusively available to our valued customers. Features and Benefits at Your Fingertips: Here’s what you can do with the Mobile Banking App: • Check Balances Anytime: Monitor your accounts 24/7 to stay on top of your finances. • View Pending Transactions: See what’s in the pipeline for better financial planning. • Seamless Funds Transfers: Create, approve, cancel, or view fund transfers quickly and securely. • Detailed Transaction History: Access past transactions with images for full transparency. • Secure Messaging: Send and receive secure messages for personalized assistance. • Convenient Bill Pay: Pay bills with ease, saving time and avoiding late fees. • Mobile Deposits: Deposit checks from anywhere by simply snapping a picture. • Customer-to-Customer Transfers: Transfer money instantly between Union State Bank customers. • Branch Locator: Find nearby branches and get their hours of operation. Enhanced Security for Peace of Mind • Biometric Login: Use fingerprint or facial recognition (on compatible devices) for fast, secure access. • Passcode Authentication: Protect your app with an additional layer of security. Experience the Future of Banking Today! Simplify your life with Mobile Banking. Download the app now and unlock the power to bank on your schedule – wherever and whenever it suits you.

About

Union State Bank

Access your accounts 24/7 for balances, transfers, and bill payments. Deposit checks remotely, find ATMs, and securely message your bank. Requires enrollment in Internet Banking.

Highlights
  • 24/7 account access
  • View balances and transaction history
  • Transfer funds
  • Schedule and pay bills
  • Mobile check deposit
  • Locate ATMs and branches
  • Secure messaging
Features
Read full description

Union State Bank mobile banking application provides 24/7 access to your account balances, transfers and bill payment. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history) in one place for on-the-go organization. Contact: Locate ATMs or branches and contact Union State Bank customer service directly from the app. Bill Pay: Schedule and pay bills. Mobile Deposit: Deposit checks on the go Secure Messages: Message your bank through the app securely SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. GETTING STARTED To use the Union State Bank Mobile App, you must be enrolled as an Union State Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

USB4 screens
Union State Bank4 screens

Verdict

The call

The clearest difference is rating: USB at 4.7 against Union State Bank's 4.0. USB also leads on ratings volume (395 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

USB holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: USB has 395 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

USB ships an update every 5 months, Union State Bank every 7 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
USB versus Union State Bank: the parameters behind the verdict, then further details
ParameterUSBUnion State Bank
PriceFreeFree
Rating4.7 (395 ratings) — better4.0 (1 ratings)
Positive reviews86.2% of reviews—
Number of ratings395 — better1
Update frequencyEvery 5 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015 — better
Further details — not scored
Size105 MB20 MB
Age rating4+4+
DeveloperUnion State Bank, KansasUnion State Bank (Greenfield)

Bugs and requests

USB

Reported bugs

2 issues
  • App crashes or becomes unresponsive
  • Compatibility issues with newer OS versions

Requested features

3 requests
  • Ability to print account activity
  • Addition of budgeting and financial management tools
  • Faster availability of deposited funds

Union State Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

USB

No in-app purchases

None

Union State Bank

No in-app purchases

Questions

Is USB free?
USB is free to download, with no in-app purchases.
Is Union State Bank free?
Union State Bank is free to download, with no in-app purchases.
Which has better reviews, USB or Union State Bank?
USB is rated higher. USB averages 4.7 out of 5 from 395 ratings, while Union State Bank averages 4.0 from 1 ratings.
Do USB or Union State Bank have ads?
Neither USB nor Union State Bank shows ads.
Which is updated more often, USB or Union State Bank?
USB ships an update every 5 months, and Union State Bank every 7 months. Most recently, USB was updated on November 6, 2026 and Union State Bank on November 3, 2026.

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