Comparison

USB vs betterstate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

USB

Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.

Highlights
  • Check account balances 24/7
  • View pending transactions
  • Seamless funds transfers
  • Convenient bill pay
  • Mobile check deposits
  • Secure messaging
  • Branch locator
Features
Read full description

Bank Anywhere, Anytime, on Any Device with USB Mobile Banking! Take control of your finances effortlessly with the USB Mobile App, designed to provide ultimate convenience, security, and efficiency. Whether you're on your smartphone or tablet, enjoy the freedom to manage your accounts on the go. Why Choose the USB Mobile App? The Union State Bank mobile banking app is your all-in-one solution for banking on your terms. With a sleek, user-friendly design and robust features, you’ll have access to essential banking services wherever you are. And the best part? It’s fast, free, and exclusively available to our valued customers. Features and Benefits at Your Fingertips: Here’s what you can do with the Mobile Banking App: • Check Balances Anytime: Monitor your accounts 24/7 to stay on top of your finances. • View Pending Transactions: See what’s in the pipeline for better financial planning. • Seamless Funds Transfers: Create, approve, cancel, or view fund transfers quickly and securely. • Detailed Transaction History: Access past transactions with images for full transparency. • Secure Messaging: Send and receive secure messages for personalized assistance. • Convenient Bill Pay: Pay bills with ease, saving time and avoiding late fees. • Mobile Deposits: Deposit checks from anywhere by simply snapping a picture. • Customer-to-Customer Transfers: Transfer money instantly between Union State Bank customers. • Branch Locator: Find nearby branches and get their hours of operation. Enhanced Security for Peace of Mind • Biometric Login: Use fingerprint or facial recognition (on compatible devices) for fast, secure access. • Passcode Authentication: Protect your app with an additional layer of security. Experience the Future of Banking Today! Simplify your life with Mobile Banking. Download the app now and unlock the power to bank on your schedule – wherever and whenever it suits you.

About

betterstate

Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks by photo. Access monthly statements and locate nearby branches or ATMs.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • View statements
  • Find branches/ATMs
Features
Read full description

Betterstate is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Betterstate: Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

USB4 screens
betterstate4 screens

Verdict

The call

USB and betterstate both sit at 4.7 stars, but that hides the real split: 86% of USB's written reviews are positive against 0% of betterstate's. USB also leads on monetization model (free vs ad-supported) and ratings volume (334 vs 59). betterstate's advantage is update cadence (monthly vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for USB against 4.8 for betterstate. That said, the two scores are not equally well evidenced: USB has 334 ratings behind it against 59, so its average is the more settled of the two. Written reviews are what separate them: 86% of USB's written reviews are positive against 0% of betterstate's.

UpkeepUpdate frequency

USB ships an update every 4 months, betterstate monthly. The most recent releases landed on September 18, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
USB versus betterstate: the parameters behind the verdict, then further details
ParameterUSBbetterstate
PriceFreeFree
Rating4.7 (334 ratings)4.8 (59 ratings) — better
Positive reviews86.2% of reviews — better0.0% of reviews
Number of ratings334 — better59
Update frequencyEvery 4 monthsMonthly — better
AdsYesYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size30 MB147 MB
Age rating4+4+
DeveloperThe Union State BankUnion State Bank of Hazen

Customer experience

USB

All ratings304 ratings
Positive93.8%
Neutral3.9%
Negative2.3%
Written reviews123 reviews
Positive86.2%
Neutral6.5%
Negative7.3%

betterstate

All ratings59 ratings
Positive94.9%
Neutral1.7%
Negative3.4%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

USB

Reported bugs

2 issues
  • App crashes or becomes unresponsive
  • Compatibility issues with newer OS versions

Requested features

3 requests
  • Ability to print account activity
  • Addition of budgeting and financial management tools
  • Faster availability of deposited funds

betterstate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

USB

No in-app purchases

None

betterstate

No in-app purchases

Questions

Is USB free?
USB is free to download, with no in-app purchases.
Is betterstate free?
betterstate is free to download, with no in-app purchases.
Which has better reviews, USB or betterstate?
betterstate is rated higher. USB averages 4.7 out of 5 from 334 ratings, while betterstate averages 4.8 from 59 ratings.
Do USB or betterstate have ads?
Both USB and betterstate show ads.
Which is updated more often, USB or betterstate?
USB ships an update every 4 months, and betterstate monthly. Most recently, USB was updated on September 18, 2026 and betterstate on September 17, 2026.

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