USB vs betterstate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
USB
Manage your bank accounts from your smartphone or tablet with this secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and locate branches conveniently. Enjoy 24/7 access to your finances with enhanced security features.
- Check account balances 24/7
- View pending transactions
- Seamless funds transfers
- Convenient bill pay
- Mobile check deposits
- Secure messaging
- Branch locator
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Bank Anywhere, Anytime, on Any Device with USB Mobile Banking! Take control of your finances effortlessly with the USB Mobile App, designed to provide ultimate convenience, security, and efficiency. Whether you're on your smartphone or tablet, enjoy the freedom to manage your accounts on the go. Why Choose the USB Mobile App? The Union State Bank mobile banking app is your all-in-one solution for banking on your terms. With a sleek, user-friendly design and robust features, you’ll have access to essential banking services wherever you are. And the best part? It’s fast, free, and exclusively available to our valued customers. Features and Benefits at Your Fingertips: Here’s what you can do with the Mobile Banking App: • Check Balances Anytime: Monitor your accounts 24/7 to stay on top of your finances. • View Pending Transactions: See what’s in the pipeline for better financial planning. • Seamless Funds Transfers: Create, approve, cancel, or view fund transfers quickly and securely. • Detailed Transaction History: Access past transactions with images for full transparency. • Secure Messaging: Send and receive secure messages for personalized assistance. • Convenient Bill Pay: Pay bills with ease, saving time and avoiding late fees. • Mobile Deposits: Deposit checks from anywhere by simply snapping a picture. • Customer-to-Customer Transfers: Transfer money instantly between Union State Bank customers. • Branch Locator: Find nearby branches and get their hours of operation. Enhanced Security for Peace of Mind • Biometric Login: Use fingerprint or facial recognition (on compatible devices) for fast, secure access. • Passcode Authentication: Protect your app with an additional layer of security. Experience the Future of Banking Today! Simplify your life with Mobile Banking. Download the app now and unlock the power to bank on your schedule – wherever and whenever it suits you.
betterstate
Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks by photo. Access monthly statements and locate nearby branches or ATMs.
- Balance alerts
- Make payments
- Transfer money
- Mobile check deposit
- View statements
- Find branches/ATMs
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Betterstate is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Betterstate: Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
USB and betterstate both sit at 4.7 stars, but that hides the real split: 86% of USB's written reviews are positive against 0% of betterstate's. USB also leads on monetization model (free vs ad-supported) and ratings volume (334 vs 59). betterstate's advantage is update cadence (monthly vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for USB against 4.8 for betterstate. That said, the two scores are not equally well evidenced: USB has 334 ratings behind it against 59, so its average is the more settled of the two. Written reviews are what separate them: 86% of USB's written reviews are positive against 0% of betterstate's.
USB ships an update every 4 months, betterstate monthly. The most recent releases landed on September 18, 2026 and September 17, 2026 respectively.
| Parameter | USB | betterstate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (334 ratings) | 4.8 (59 ratings) — better |
| Positive reviews | 86.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 334 — better | 59 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 30 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | The Union State Bank | Union State Bank of Hazen |
Customer experience
USB
betterstate
Bugs and requests
USB
Reported bugs
2 issues- App crashes or becomes unresponsive
- Compatibility issues with newer OS versions
Requested features
3 requests- Ability to print account activity
- Addition of budgeting and financial management tools
- Faster availability of deposited funds
betterstate
Not enough reviews yet to summarise bugs or requests.
In-app purchases
USB
No in-app purchases
betterstate
No in-app purchases









