AUB vs U Money App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AUB
This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.
- Mobile banking account access
- Fund transfers via InstaPay and PESONet
- Online bills payment
- Virtual teller queueing
- PDC management
- Credit card management
- Loan application
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Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!
U Money App
Manage your funds and conduct transactions conveniently from your phone. Send and receive money, pay bills, and access insurance. Enjoy free data access for all transactions.
- Send and receive money
- Online money changer
- Bills payment
- Eloading
- Accident insurance
- Branch locator
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USSC Super Service allows you to access your Panalo Wallet with your phone. You can now easily manage your funds with just a tap on a button. No more waiting in line! The Super Service App is made accessible with free data, no need to buy data access to make USSC transactions. Easily sign up for an account today! Manage Your Money - Easily send money to your loved ones with Super Padala and Western Union - Receive money on your mobile app also through Super Padala and Western Union - Instantly convert your US Dollars to Philippine Peso with the online money changer - Build up your personal savings in your Panalo Wallet - Transfer funds to you Cash Card for instant use and access Bills Payment -Easily pay for your utility, cellphone and credit card bills Eloading -Load up to call, surf, text, play and watch your favorite shows and movies Budget Insurance -LifeGuard is your affordable accident insurance Branch Locator -Easily find the your nearest USSC branch Go to your nearest USSC Super Service Store to activate your account for FREE! Check out www.ussc.com.ph and https://facebook.com/ussc.philippines for more details.
Screenshots
Verdict
The clearest difference is review sentiment: AUB at 62% against U Money App's 37%. AUB also leads on ratings volume (588 vs 23) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AUB holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: AUB has 588 ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 37% of U Money App's.
AUB ships an update every 3 weeks, U Money App every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | AUB | U Money App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (588 ratings) — better | 4.6 (23 ratings) |
| Positive reviews | 61.9% of reviews — better | 37.3% of reviews |
| Number of ratings | 588 — better | 23 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 47 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | Clear Mind Algorithmics Inc. |
Customer experience
AUB
U Money App
In-app purchases
AUB
No in-app purchases
U Money App
No in-app purchases
