BCBSIL vs Benefits by ESG
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCBSIL
Access your Blue Cross and Blue Shield of Illinois member information, including coverage, claims, and ID cards. Find in-network providers, estimate procedure costs, and manage pharmacy benefits. This app also offers virtual visit options and shopping tools for new plans.
- Access coverage, claims, and ID cards
- Find in-network doctors and facilities
- Estimate procedure costs
- Manage pharmacy benefits and prescriptions
- Virtual doctor visits
- View Explanation of Benefits
Read full descriptionHide full description
The Blue Cross and Blue Shield of Illinois (BCBSIL) app provides access to the Blue Cross and Blue Shield of Illinois member information and resources. BCBSIL app also provides shopping information such as getting a quote and tracking an application. Members can: • Login, register or change password • Easily access coverage, claims, and ID • Check deductible and out of pockets amounts • Find an in network doctor, hospital or facility • Find a nearby urgent care facility • Estimate the costs of procedures, tests and treatments • View patient reviews and average wait time • Search for doctors that speak Spanish • View medical benefits and copay levels • View pharmacy benefits and copay levels • Send ID to Apple Wallet for offline access • View their Explanation of Benefits • Log in via Touch ID • Share ID Card • Members with applicable pharmacy coverage can search for drug information and cost estimates, view and compare nearby pharmacies, and view reminders related to their prescriptions • Members with applicable coverage can access MDLive for virtual visits with a doctor (MDLive uses allergies and medications from your HealthKit when requesting a virtual visit)
Benefits by ESG
Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Check balances, view claims, file expenses, and access account details securely and in real-time.
- Check account balances 24/7
- View account summaries and charts
- File claims for medical FSA and HRA
- Submit receipts via photo upload
- Manage HSA transactions
- Pay bills and add payees
Read full descriptionHide full description
Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgot username/password • Report a debit card as lost or stolen Powered by WEX Health®
Screenshots
Verdict
The clearest difference is update cadence: BCBSIL at fortnightly against Benefits by ESG's every 4 months. BCBSIL also leads on ratings volume (30K vs 1) and chart position (#112 vs unranked). Benefits by ESG's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Benefits by ESG holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: BCBSIL has 30K ratings behind it against 1, so its average is the more settled of the two.
BCBSIL ships an update fortnightly, Benefits by ESG every 4 months. The most recent releases landed on November 4, 2026 and November 1, 2026 respectively.
| Parameter | BCBSIL | Benefits by ESG |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (30K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 11.7% of reviews | — |
| Number of ratings | 30K — better | 1 |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #112 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 63 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | Blue Cross and Blue Shield of Illinois | Employee Solutions Group |
Customer experience
BCBSIL
Benefits by ESG
Bugs and requests
BCBSIL
Reported bugs
4 issues- Login credentials not recognized
- Unable to access account information
- Inconsistent app behavior across devices
- Errors when trying to update personal details
Requested features
5 requests- Ability to copy insurance information
- Enhanced provider search with more details
- Seamless integration with other healthcare apps
- Improved mobile-optimized design and navigation
- Faster and more reliable app performance
Benefits by ESG
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BCBSIL
No in-app purchases
Benefits by ESG
No in-app purchases
