BCBSIL User Reviews

BCBSIL
BCBSIL
Blue Cross and Blue Shield of Illinois

Customer Experience

Positive experience11.2% of reviews
Neutral4.0% of reviews
Negative experience84.8% of reviews

~ Based on 303 written reviews from the US App Store.

What users say

Is BCBSIL Safe?

BCBSIL appears safe based on user ratings. AppsHunter Safety Score for BCBSIL is 94/100.

This assessment is based on 24,005 user ratings, with an App Store average of 4.7/5.

Safety Analysis

92.3% of ratings point to a safe experience
1.6% of ratings suggest some concerns
6.1% of ratings point to a risky experience

~ Based on 24,005 App Store ratings for BCBSIL.

Is BCBSIL Legit?

BCBSIL appears to be a legitimate app. AppsHunter Legitimacy Score for BCBSIL is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Stop asking for reviews!

My new policy: every time an app asks for a review that’s an automatic one star. It’s intrusive and annoying. I don’t want to play your game so quit trying to force me.

Worst insurance

My A1c is 11 and you guys need further proof for my Ozempic. I feel like you guys want me to die.

PPO Silver plan

Although for 2026, my premium went up by about 110%, the coverage and the flexibility is outstanding. I have seen a number of specialists seeking relief from several conditions, I sought these specialist out myself without the need for referrals and as long as they fall within the inpatient category, I've never had a problem
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Terrible idea

I have insurance for my entire family, but only my card can be pulled up. Select a family member and you get an error message requesting that you try again later. I’ve tried for weeks. My app is updated. Now what if this was an emergency? Digital only is a terrible idea.

Change of address

I wish you can make change of address in the app

Annoying app interface

Can’t login on mobile no matter how many times I click “trust this device”, the device is never saved. Email verification codes are not sending to my email either. Also the find a provider directory is outdated or inaccurate in terms of showing me providers that are actually in-network. Overall, extremely annoying experience with BCBSIL
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Terrible at paying claims.

I had cataract surgery 9 months ago. They didn’t pay all of the bill and kept giving me the runaround. I was on the phone, on hold on and off, for an hour. BCBS said I didn’t need a waiver. I just got a bill from the eye surgery center and when so called, they said ai need to call BCBS and get a waiver. I need help and BCBS is making it very difficult. I’m going to fight this to the end, BCBS needs to pay it or tell me why they won’t pay it. The eye surgery center says my insurance company said it wasn’t an emergency. My dr told me I had cataracts and that’s why I can’t see at night and can barely see with my glasses on, what constitutes an emergency cataract surgery. That makes no sense at all so now I have to sit on the phone with BCBS to get this figured out. I can’t wait for Medicare in a few months, I would never recommend BCBS. I pay my high premiums every month for lousy service and non paid claims.
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Start date!!!!!!

It should start 01/2026

Terrible customer service

I reached my out-of-pocket maximum in August and I’ve been communicating with Blue Cross and my medical provider for 10 months and they just keep pointing their fingers at each other.
Every time I call, I have to spend 20 minutes explaining the problem to everybody, but it just doesn’t help. I’ve been on the phone one party or the other at least a dozen times and sent so many messages they can’t even be copy counted.
Simply ridiculous
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“Find a provider” on app doesn’t work

So very helpful!

Login doesn’t work

Login doesn’t work

Coverages and Copays

These are a lot higher than last place. Maybe it’s based on employees? $10 to $35 for office visits? Wow…I’m in wrong business

Server not working

Every time I want to look for a provider, it says that the server is down. I need to find a provider immediately and this is annoying. I’ve been trying for hours to find a provider in my area.

Worst service

I called multiple times to change my heath care service from Duly to Northwestern, but, unfortunately, they did not do that and as a result, my appointment got delayed by six months. I wish there were other options for us.

This sucks

Terrible on line service. Too complicated.

Deductibles and copayments

I am tired of paying premiums, deductibles of 3600/- . I work hard but still feel defeated

Out of pocket maximum issue

The out of pocket maximum listed on my app doesnt seem accirate according to my benefot plan

Doesn’t work

95% of the time it doesn’t show any of my account information. I’ve called about it and have been told nothing is wrong, but clearly there is when nothing on my account shows except an error message.

App log-in

I’ve only ever had one phone since downloading the BCBSIL app and every time I log in using my facial recognition password, I’m still asked to verify it’s the same phone.

#37 in health and fitness?

I can’t even login. Just an error over and over. Typical.