Planters Bank Mobile vs CentricCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Planters Bank Mobile
Manage your finances on the go with this secure mobile banking app. View balances, transaction history, and transfer funds. Deposit checks, pay bills, and locate branches easily.
- Real-time account balances
- Transaction history search
- Funds transfers
- Bill payment
- Mobile check deposit
- Secure messaging
- ATM/Branch locator
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Planters Mobile Banking – Simple and secure banking you can access anytime. - Display account balances and details in real-time - View transaction history - Search account history, as well as sort and search based on recent activity, dates, transaction description, check number and amount - Display online activity, differentiating between items created within Q2Online, Q2Mobile or using your smartphone application - Complete funds transfers and external funds transfers - Pay Bills accessing the same billers you already have setup - Deposit Checks using our Mobile Deposit Service - Send or receive secure messages, as well as attach images to secure messages - View ATM/Branch locations and information - Provide the ability for your end users to call your FI directly from a button in the application
CentricCU
Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.
- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- View credit report
- Budgeting tools
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Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!
Screenshots
Verdict
The clearest difference is rating: CentricCU at 4.8 against Planters Bank Mobile's 3.1. CentricCU also leads on update cadence (every 3 weeks vs every 9 months) and ratings volume (3.7K vs 58). Planters Bank Mobile's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CentricCU holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 58, so its average is the more settled of the two. Written reviews point the same way: 55% of Planters Bank Mobile's written reviews are positive against 63% of CentricCU's.
Planters Bank Mobile ships an update every 9 months, CentricCU every 3 weeks. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.
| Parameter | Planters Bank Mobile | CentricCU |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (58 ratings) | 4.8 (3.7K ratings) — better |
| Positive reviews | 55.3% of reviews | 62.7% of reviews — better |
| Number of ratings | 58 | 3.7K — better |
| Update frequency | Every 9 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 49 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | Planters Bank & Trust Company | Centric FCU |
Customer experience
Planters Bank Mobile
CentricCU
Bugs and requests
Planters Bank Mobile
Not enough reviews yet to summarise bugs or requests.
CentricCU
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Dark mode option
- Improved Zelle integration
In-app purchases
Planters Bank Mobile
No in-app purchases
CentricCU
No in-app purchases
Questions
Is Planters Bank Mobile free?
Is CentricCU free?
Which has better reviews, Planters Bank Mobile or CentricCU?
Do Planters Bank Mobile or CentricCU have ads?
Which is updated more often, Planters Bank Mobile or CentricCU?
Other comparisons
