Comparison

Security First CU vs SFCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Security First CU

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

Highlights
  • Deposit checks with camera
  • Transfer funds between accounts
  • Pay bills on the go
  • Send money with Zelle
  • Check account balances
  • View recent transactions
  • Secure live chat
Features
Read full description

Do more with the Security First CU app. The Security First CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Security First Credit Union, visit us at SecurityFirstCU.com

About

SFCU Mobile Banking

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools to organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Secure your finances with passcode and biometric login options.

Highlights
  • Aggregate accounts from multiple institutions
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Branch and ATM locator
Features
Read full description

SFCU Mobile Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with SFCU Mobile Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. Reorder your debit card or turn it off if you’ve misplaced it. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the SFCU Mobile Banking app, you must be enrolled as a Signature FCU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Security First CU4 screens
SFCU Mobile Banking4 screens

Verdict

The call

Security First CU and SFCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 76% of SFCU Mobile Banking's written reviews are positive against 14% of Security First CU's. SFCU Mobile Banking also leads on update cadence (monthly vs every 4 months). Security First CU's advantage is monetization model (free vs free with in-app purchases) and device support (4 vs 2). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.8 for SFCU Mobile Banking. Both are backed by a comparable volume of ratings — 1.9K and 2.2K respectively. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 76% of SFCU Mobile Banking's.

UpkeepUpdate frequency

Security First CU ships an update every 4 months, SFCU Mobile Banking monthly. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
Security First CU versus SFCU Mobile Banking: the parameters behind the verdict, then further details
ParameterSecurity First CUSFCU Mobile Banking
PriceFreeFree
Rating4.8 (1.9K ratings)4.8 (2.2K ratings)
Positive reviews13.6% of reviews76.0% of reviews — better
Number of ratings1.9K2.2K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size122 MB176 MB
Age rating4+4+
DeveloperSecurity First Credit UnionSignature Federal Credit Union

Customer experience

Security First CU

All ratings1,873 ratings
Positive94.6%
Neutral1.4%
Negative4.0%
Written reviews44 reviews
Positive13.6%
Neutral11.4%
Negative75.0%

SFCU Mobile Banking

All ratings2,201 ratings
Positive97.0%
Neutral1.1%
Negative2.0%
Written reviews25 reviews
Positive76.0%
Neutral0.0%
Negative24.0%

User reviews

Security First CU

From 1.9K App Store ratings

What we love

  • 👍 Awesome app
  • 👍 Easy to use
  • 👍 Modern and attractive design

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Login issues
  • 🐛 Connectivity problems
  • 🐛 Compatibility issues with iOS updates
  • 🔒 Security concerns with account lockouts

SFCU Mobile Banking

From 2.2K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💡 Great new features
  • 👍 Effortless banking experience

Room to improve

  • 🐛 Difficulty finding/renaming accounts
  • 🐛 Rejected mobile check deposits
  • 👎 Dislike of new app design

Bugs and requests

Security First CU

Reported bugs

4 issues
  • App crashes on startup
  • Login screen freezes
  • Incorrect security question answers
  • Inability to access account after iOS updates

Requested features

3 requests
  • Mobile check deposit
  • Improved Zelle integration
  • 24/7 customer support

SFCU Mobile Banking

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Group accounts by number
  • Daily balance view for all accounts

In-app purchases

None

Security First CU

No in-app purchases

None

SFCU Mobile Banking

No in-app purchases

Questions

Is Security First CU free?
Security First CU is free to download, with no in-app purchases.
Is SFCU Mobile Banking free?
SFCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Security First CU or SFCU Mobile Banking?
Security First CU and SFCU Mobile Banking are both rated 4.8 out of 5 on the App Store, from 1.9K and 2.2K ratings respectively.
Do Security First CU or SFCU Mobile Banking have ads?
Neither Security First CU nor SFCU Mobile Banking shows ads.
Which is updated more often, Security First CU or SFCU Mobile Banking?
Security First CU ships an update every 4 months, and SFCU Mobile Banking monthly. Most recently, Security First CU was updated on October 16, 2026 and SFCU Mobile Banking on October 14, 2026.

Other comparisons