Comparison

Security First CU vs VFCU MOBILE BANKING

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Security First CU

Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.

Highlights
  • Deposit checks with camera
  • Transfer funds between accounts
  • Pay bills on the go
  • Send money with Zelle
  • Check account balances
  • View recent transactions
  • Secure live chat
Features
Read full description

Do more with the Security First CU app. The Security First CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Security First Credit Union, visit us at SecurityFirstCU.com

About

VFCU MOBILE BANKING

Manage your finances on the go with this mobile banking application. Check balances, view transaction history, transfer funds between accounts, and pay bills conveniently from anywhere. Online banking enrollment is required to access these features.

Highlights
  • Check available balances
  • View account transaction history
  • Transfer funds between accounts
  • Pay bills
  • Anytime, anywhere access
Features
Read full description

The Valley Federal Credit Union mobile banking app lets you check available balances, view account transaction history, transfer fund between your accounts, pay bills and more any time anywhere. Enrollment in Valley VFCU online banking is required to use this app. To Enroll visit www.vfcu.net . or visit our office at Brownsville and Harlingen

Screenshots

Security First CU4 screens
VFCU MOBILE BANKING4 screens

Verdict

The call

The clearest difference is ads: Security First CU at none against VFCU MOBILE BANKING's shown. Security First CU also leads on ratings volume (1.9K vs 584). VFCU MOBILE BANKING's advantage is review sentiment (40% vs 14%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.8 for VFCU MOBILE BANKING. Both are backed by a comparable volume of ratings — 1.9K and 584 respectively. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 40% of VFCU MOBILE BANKING's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
Security First CU versus VFCU MOBILE BANKING: the parameters behind the verdict, then further details
ParameterSecurity First CUVFCU MOBILE BANKING
PriceFreeFree
Rating4.8 (1.9K ratings)4.8 (584 ratings) — better
Positive reviews13.6% of reviews40.0% of reviews — better
Number of ratings1.9K — better584
Update frequencyEvery 4 monthsEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size122 MB122 MB
Age rating4+4+
DeveloperSecurity First Credit UnionValley Federal Credit Union

Customer experience

Security First CU

All ratings1,873 ratings
Positive94.6%
Neutral1.4%
Negative4.0%
Written reviews44 reviews
Positive13.6%
Neutral11.4%
Negative75.0%

VFCU MOBILE BANKING

All ratings558 ratings
Positive94.8%
Neutral2.3%
Negative2.9%
Written reviews5 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

Bugs and requests

Security First CU

Reported bugs

4 issues
  • App crashes on startup
  • Login screen freezes
  • Incorrect security question answers
  • Inability to access account after iOS updates

Requested features

3 requests
  • Mobile check deposit
  • Improved Zelle integration
  • 24/7 customer support

VFCU MOBILE BANKING

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Security First CU

No in-app purchases

None

VFCU MOBILE BANKING

No in-app purchases

Questions

Is Security First CU free?
Security First CU is free to download, with no in-app purchases.
Is VFCU MOBILE BANKING free?
VFCU MOBILE BANKING is free to download, with no in-app purchases.
Which has better reviews, Security First CU or VFCU MOBILE BANKING?
VFCU MOBILE BANKING is rated higher. Security First CU averages 4.8 out of 5 from 1.9K ratings, while VFCU MOBILE BANKING averages 4.8 from 584 ratings.
Do Security First CU or VFCU MOBILE BANKING have ads?
VFCU MOBILE BANKING shows ads; Security First CU does not.
Which is updated more often, Security First CU or VFCU MOBILE BANKING?
Security First CU ships an update every 4 months, and VFCU MOBILE BANKING every 4 months. Most recently, Security First CU was updated on October 16, 2026 and VFCU MOBILE BANKING on October 6, 2026.

Other comparisons