Comparison

ICBC Mobile Banking vs DBS digibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ICBC Mobile Banking

Manage your finances on the go with a comprehensive mobile banking client. Access account details, perform transfers, trade foreign exchange, and manage deposits. Enjoy a personalized online service platform with a redesigned interface and customizable layout for a seamless banking experience.

Highlights
  • Account inquiry
  • Transfer and remittance
  • Foreign exchange trading
  • Time deposit management
  • Customizable home screen layout
  • Credit card borrowing access
Features
Read full description

ICBC has tailored a mobile banking client for you, providing you with comprehensive mobile banking services and improving customer experience constantly. The client furnishes you with account inquiry, transfer and remittance, foreign exchange trading, time deposit and other banking services. Our Mobile Banking app brings you a personalized online service platform. You can handle your banking needs anytime, anywhere, without visiting a branch. 1. Redesigned interface, enhanced experience: A sleek new UI with softer colors offers a more comfortable, eye-friendly experience, delivering high-quality service. 2. Customizable layout as your will: Easily add, remove, or rearrange features on your home screen. Tailor the layout to match your habits and preferences. 3. Streamlined and optimized features: Enjoy quick access to frequently used services like transfers, wealth management, and account tools at your touchpoint. 4. Comprehensive services, seamless navigation: Enjoy smoother operations with newly added sections for credit card borrowing, updates, and more.

About

DBS digibank

Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.

Highlights
  • Quick account setup
  • Overseas money transfers with no fees
  • Investment management
  • Personalized financial insights
  • Bill payment and cashflow tracking
  • Digital token for secure transactions
  • Sustainability tracking and green deals
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

Screenshots

ICBC Mobile Banking4 screens
DBS digibank4 screens

Verdict

The call

The clearest difference is rating: DBS digibank at 4.6 against ICBC Mobile Banking's 2.0. DBS digibank also leads on review sentiment (42% vs 17%) and ratings volume (4.7K vs 141). ICBC Mobile Banking's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DBS digibank holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: DBS digibank has 4.7K ratings behind it against 141, so its average is the more settled of the two. Written reviews point the same way: 17% of ICBC Mobile Banking's written reviews are positive against 42% of DBS digibank's.

UpkeepUpdate frequency

ICBC Mobile Banking ships an update monthly, DBS digibank every 5 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
ICBC Mobile Banking versus DBS digibank: the parameters behind the verdict, then further details
ParameterICBC Mobile BankingDBS digibank
PriceFreeFree
Rating2.0 (141 ratings)4.6 (4.7K ratings) — better
Positive reviews16.9% of reviews42.4% of reviews — better
Number of ratings1414.7K — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS14.0 — better15.0
Further details — not scored
Size300 MB403 MB
Age rating12+4+
DeveloperIndustrial and Commercial Bank of ChinaDBS Bank Ltd.

Customer experience

ICBC Mobile Banking

All ratings141 ratings
Positive22.0%
Neutral5.0%
Negative73.0%
Written reviews243 reviews
Positive16.9%
Neutral5.3%
Negative77.8%

DBS digibank

All ratings4,663 ratings
Positive90.7%
Neutral2.0%
Negative7.2%
Written reviews615 reviews
Positive42.4%
Neutral5.2%
Negative52.4%

Bugs and requests

ICBC Mobile Banking

Not enough reviews yet to summarise bugs or requests.

DBS digibank

Reported bugs

6 issues
  • Unable to set up digital token
  • Incorrect account balance display
  • Incompatibility with newer iOS versions
  • Difficulty transferring funds to overseas accounts
  • Inability to update personal details
Show 1 more
  • Constant session timeouts

Requested features

7 requests
  • Allow multiple device logins
  • Improve transaction history range
  • Add budget planning tools
  • Implement Face ID/Touch ID login
  • Provide language options
Show 2 more
  • Streamline account update process
  • Enhance notification management

In-app purchases

None

ICBC Mobile Banking

No in-app purchases

None

DBS digibank

No in-app purchases

Questions

Is ICBC Mobile Banking free?
ICBC Mobile Banking is free to download, with no in-app purchases.
Is DBS digibank free?
DBS digibank is free to download, with no in-app purchases.
Which has better reviews, ICBC Mobile Banking or DBS digibank?
DBS digibank is rated higher. ICBC Mobile Banking averages 2.0 out of 5 from 141 ratings, while DBS digibank averages 4.6 from 4.7K ratings.
Do ICBC Mobile Banking or DBS digibank have ads?
Neither ICBC Mobile Banking nor DBS digibank shows ads.
Which is updated more often, ICBC Mobile Banking or DBS digibank?
ICBC Mobile Banking ships an update monthly, and DBS digibank every 5 weeks. Most recently, ICBC Mobile Banking was updated on November 1, 2026 and DBS digibank on November 2, 2026.

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