Comparison

SnapScan vs OUTsurance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SnapScan

This app simplifies payments for everyday needs, from online shopping and parking to sending money to friends and paying bills. Securely link your bank cards, manage multiple cards with nicknames, and authenticate transactions with a PIN or biometrics. You can also top up a digital wallet for faster payments or donate to charities.

Highlights
  • In-store and online payments
  • Pay for parking
  • Send money to friends
  • Buy prepaid electricity, airtime, and data
  • Settle bills
  • Donate to charities
  • Manage multiple linked cards
Features
Read full description

Payments shouldn’t disrupt the joy of simple pleasures. Whether you’re on the go or on the couch, SnapScan allows you to make quick and easy payments. After installing the app, simply load your bank card and add a secure PIN or enable biometric authentication. It’s as simple as that. Pay nice: - Shop in-store and online - Pay for parking at various locations - Send money to friends - Buy prepaid electricity, airtime and data - Settle bills (via invoices and in the app) - Donate to charities, and set up recurring monthly donations Manage your account: - Load up to three cards to use for payments - Add a nickname for each card so you always know which card you’re using - Top up your SnapScan Wallet and make payments using the funds you loaded - Authenticate your payments with a 4-digit PIN or biometrics - Verify your account to withdraw money from your Wallet to your linked bank account, or send money in your Wallet to a friend What you need: A valid credit or eCommerce-enabled debit card (SnapScan works with all South African banks and most international credit cards). A South African cellphone number Need help? Our team is here for you at help@snapscan.co.za For additional information or to sign up as a merchant, visit our website: www.snapscan.co.za Powered by Standard Bank

About

OUTsurance

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

Highlights
  • Manage insurance policies
  • Start new insurance quotes
  • Submit and track claims
  • Request emergency assistance
  • Refer friends for discounts
  • Join SmartDrive program
Read full description

There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.

Screenshots

SnapScan4 screens
OUTsurance4 screens

Verdict

The call

The clearest difference is ads: SnapScan at none against OUTsurance's shown. SnapScan also leads on monetization model (free vs free with in-app purchases). OUTsurance's advantage is rating (4.8 vs 4.4) and review sentiment (62% vs 38%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OUTsurance holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 113 and 384 respectively. Written reviews point the same way: 38% of SnapScan's written reviews are positive against 62% of OUTsurance's.

UpkeepUpdate frequency

SnapScan ships an update monthly, OUTsurance fortnightly. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 4 level
SnapScan versus OUTsurance: the parameters behind the verdict, then further details
ParameterSnapScanOUTsurance
PriceFreeFree
Rating4.4 (113 ratings)4.8 (384 ratings) — better
Positive reviews38.3% of reviews62.1% of reviews — better
Number of ratings113384 — better
Update frequencyMonthlyFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size52 MB81 MB
Age rating4+4+
DeveloperFireID (Pty) LtdOUTsurance

Customer experience

SnapScan

All ratings113 ratings
Positive85.0%
Neutral4.4%
Negative10.6%
Written reviews94 reviews
Positive38.3%
Neutral7.4%
Negative54.3%

OUTsurance

All ratings380 ratings
Positive97.9%
Neutral0.5%
Negative1.6%
Written reviews66 reviews
Positive62.1%
Neutral13.6%
Negative24.2%

User reviews

SnapScan

From 113 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Quick payments
  • 👍 Simple UI
  • 👍 Convenient for markets
  • 👍 Good for cashless payments

Room to improve

  • ❌ Authentication issues
  • ❌ Card rejection
  • ❌ Only works in South Africa
  • ❌ Unhelpful support
  • ❌ Cannot add new card

OUTsurance

From 384 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Quick and efficient process
  • 🚗 Convenient car inspection feature
  • 💡 Innovative use of technology
  • ✨ Outstanding customer service

Room to improve

  • 🐛 Buggy login/logout issues
  • 🔋 High battery consumption
  • 📍 Smart Drive location permission issues
  • 📉 Inaccurate policy data in app
  • 🔄 App crashes after updates

Bugs and requests

SnapScan

Reported bugs

32 issues
  • Authentication issues
  • Card rejection
  • Incorrect dialling code added
  • Cannot add new card
  • Verification fails
Show 27 more
  • No button to submit card details
  • Card change limit reached
  • Focus issue with camera
  • Error occurred, try again later
  • Card error, please try again later
  • Withdrawal errors
  • App crashes on adding bank card
  • Scan feature does not autofocus
  • App does not send verification email
  • App does not connect to banking app
  • Phone number confirmation issues
  • App bombs out when opened
  • Wallet feature requires exact amount
  • OTP required for payments
  • App not working on iPhone 15 Pro
  • App not working on iPhone 14 Pro
  • Interface not optimized for XR models
  • Card no longer works after update
  • App freezes when opened
  • App closes unexpectedly
  • App refuses to accept UK credit card
  • App rejects phone number variations
  • App requires phone number but rejects it
  • App does not let user enter personal information
  • Extra authentication issues
  • OTP never gets sent
  • Address coding locked to US zip code mode

Requested features

15 requests
  • Add cancel option for payments
  • More vendors and shops
  • Label cards for easier identification
  • Allow partial wallet payments with cards
  • Add Apple Watch functionality
Show 10 more
  • Categorize purchase history by vendor
  • Add search functionality for purchase history
  • Support for foreign phone numbers
  • Interoperate with other ePayment systems
  • Manual verification process
  • Support for virtual cards
  • Option to label cards
  • Add City of Johannesburg Municipality as merchant
  • Apple Watch app
  • Support jailbroken phones with disclaimer

OUTsurance

Reported bugs

13 issues
  • App keeps logging out frequently
  • Smart Drive requires location services but permission is not requested
  • App crashes after updates
  • Inaccurate policy data displayed in the app
  • Cannot add members to policy
Show 8 more
  • Vehicle tracking not recording trips
  • Biometric login is not functional
  • Registration process for existing clients is broken
  • App does not open after latest update
  • Scanning barcode on license disc closes the app
  • App doesn't show tracking on iPhone
  • Email required error when loading info during vehicle insurance
  • App keeps saying email is required when it's provided

Requested features

8 requests
  • Add ability to view last five years of claims details
  • Increase font size based on device settings
  • Allow points man requests after trip completion
  • Enable fingerprint access for login
  • Improve Smart Drive functionality for non-policyholders
Show 3 more
  • Add dark mode option
  • Improve app compatibility with older devices
  • Allow viewing of policy details for multiple vehicles under one policy

In-app purchases

None

SnapScan

No in-app purchases

None

OUTsurance

No in-app purchases

Questions

Is SnapScan free?
SnapScan is free to download, with no in-app purchases.
Is OUTsurance free?
OUTsurance is free to download, with no in-app purchases.
Which has better reviews, SnapScan or OUTsurance?
OUTsurance is rated higher. SnapScan averages 4.4 out of 5 from 113 ratings, while OUTsurance averages 4.8 from 384 ratings.
Do SnapScan or OUTsurance have ads?
OUTsurance shows ads; SnapScan does not.
Which is updated more often, SnapScan or OUTsurance?
SnapScan ships an update monthly, and OUTsurance fortnightly. Most recently, SnapScan was updated on October 24, 2026 and OUTsurance on October 21, 2026.

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