MedMutual vs AIL Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MedMutual
Access your health plan details and manage your care with this app. It helps you find providers, estimate treatment costs, and track your healthcare spending.
- Health plan information access
- Digital health insurance ID card
- In-network provider search
- Medical treatment cost estimation
- Out-of-pocket spending tracker
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Welcome to the MedMutual mobile app. The app provides instant access to your health plan information and tools to help you manage your care. Do you: - Ever forget your health insurance ID card? - Wish you could find in-network providers or facilities from your phone? - Want to check how much a medical treatment will cost? - Need to easily view your out-of-pocket healthcare spending? Don’t sweat it. With the MedMutual app, we’ve got you covered. For more information about all the app’s features, visit MedMutual.com/mobileapp.
AIL Plus
Manage your benefit program conveniently from your mobile device. Customize your experience, access helpful guides, and get instant answers from an AI-powered expert. Requires an existing membership to use.
- On-the-go benefit access
- Customizable home page
- Provider selection
- Dependent management
- Benefit utilization guides
- AI-powered expert chat
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"Access your benefits with AIL Plus™, the mobile app for your benefit program. CONVENIENT ACCESS TO BENEFITS: Access all your benefits with the touch of a button, anytime, anywhere FIT THE APP TO YOUR NEEDS: Customize the app to your preferences – change the order of your benefits on the home page, select favorite providers, and add dependents FULLY UTILIZE YOUR BENEFITS: Make sure you’re getting the most from your benefits with how-to guides, videos, and quick links to important benefit actions CHAT WITH BEN: As your Artificial Intelligence-enabled Benefit Expert Navigator, BEN guides your benefit experience, providing the information and answers you need, when you need them Use of this app requires an existing membership.
Screenshots
Verdict
MedMutual and AIL Plus both sit at 4.7 stars, but that hides the real split: 78% of AIL Plus's written reviews are positive against 22% of MedMutual's. MedMutual's advantage is monetization model (free vs ad-supported) and ratings volume (7.4K vs 1.6K). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for MedMutual against 4.7 for AIL Plus. Both are backed by a comparable volume of ratings — 7.4K and 1.6K respectively. Written reviews are what separate them: 22% of MedMutual's written reviews are positive against 78% of AIL Plus's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.
| Parameter | MedMutual | AIL Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (7.4K ratings) | 4.7 (1.6K ratings) |
| Positive reviews | 22.5% of reviews | 77.9% of reviews — better |
| Number of ratings | 7.4K — better | 1.6K |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 22 MB | 83 MB |
| Age rating | 4+ | 17+ |
| Developer | Medical Mutual of Ohio | New Benefits |
Customer experience
MedMutual
AIL Plus
Bugs and requests
MedMutual
Reported bugs
4 issues- Blank screens and loading issues
- Login button not working
- App not opening after updates
- ID card not displaying properly
Requested features
4 requests- Access to plan documents
- Ability to track food and get healthy
- Dark mode option
- Fingerprint/biometric login
AIL Plus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MedMutual
No in-app purchases
AIL Plus
No in-app purchases
