Raenest vs My
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Raenest
Manage your money globally with this all-in-one finance platform. Receive payments, open global accounts, spend with virtual cards, send money internationally, and invest in US stocks. It's designed for individuals and businesses operating across borders.
- Open global accounts in USD, GBP, EUR
- Receive payments from 190+ countries
- Virtual and physical spending cards
- Global money transfers to 50+ countries
- Invest in US stocks and ETFs
- Send invoices and get paid instantly
- Receive payments in USDC/USDT stablecoins
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Raenest (formerly Geegpay) – Your Global Money Partner Raenest is your all-in-one global finance platform that helps you receive, spend, send, invest, and manage your money across borders, effortlessly. Wherever you are, Raenest empowers you with the financial tools you need to belong in the global economy. Join 1,000,000+ global citizens - individuals, freelancers, creators, remote workers, and entrepreneurs already managing their finances with Raenest. What You Can Do With Raenest Open Global Accounts (USD, GBP, EUR) Create global accounts in your name in minutes. No paperwork. Receive payments from over 190 countries, including clients, marketplaces, families, and employers worldwide. Convert currencies instantly at real-time market rates with zero hidden fees. Save and hold money in global currencies. Spend Freely with USD Virtual & Physical Cards Create cards that work everywhere - Google Ads, Meta, Apple, Upwork, AWS, AliExpress, Namecheap, and more. Add to Google Pay for contactless payment Spend globally with no surprise charges or restrictions. Make Global Transfers to 50+ Countries Send money worldwide instantly and securely. Enjoy affordable fees and transparent exchange rates. Perfect for freelancers, families, and businesses with cross-border needs. Buy US Stocks & ETFs Invest in top U.S companies like Apple, Tesla, and Nvidia. Diversify with ETFs and earn dividends in USD. Build long-term wealth. Use Stablecoins (USDC & USDT) Receive global payments in USDC or USDT — fast, secure, and borderless. Supports Ethereum, TRON, Solana, and Polygon. Converts easily to USD Perfect for freelancers and businesses that favours receiving payments worldwide speedily. Send Invoices. Get Paid Instantly. Generate professional invoices in seconds. Accept payments from multiple methods: bank transfer, card, and more. Automate recurring payments and get paid faster. Built for a Global Generation Whether you’re in Lagos, New York, Nairobi, Paris, Accra, or London, Raenest keeps you connected to your money, across continents. Transparent Fees Instant Transactions Trusted by 1,000,000+ Users Regulated & Secure Your Global Partner for Every Step From receiving to saving, spending, sending, investing, and growing, Raenest is more than a fintech. It’s your partner in financial success. Help Center: help.raenest.com Support: personalsupport@raenest.com Powered by Raenest — formerly Geegpay Disclosure Investing in U.S. stocks and ETFs through Raenest involves risk. The past performance of any security does not guarantee future results or returns. The value of your investments can fluctuate, and you may receive back less than your original amount. Before investing, carefully consider your financial goals, experience, and risk tolerance. Raenest does not provide investment advice, recommendations, or financial planning services. All investment decisions should be made independently or with guidance from a qualified financial advisor. U.S. stocks offered through Raenest are subject to market risk, and investment returns are not guaranteed.
My
This financial companion helps you plan, track, and achieve your budgeting and spending goals. It offers automated tools, daily insights, and flexible budgeting plans to build better money habits. Visualize your financial health with smart analytics and secure, encrypted data protection.
- Flexible budgeting plans
- Force withdrawal option
- Spending & earnings overview
- Secure & encrypted data
- Biometric login
- Scheduled withdrawals
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Lantern is your intelligent financial companion designed to help you plan, track, and achieve your budgeting and spending goals. Whether you're budgeting for an emergency fund, a big purchase, or just building better money habits, Lantern empowers you with automated tools and daily insights. Key Features: Flexible Budgeting Plans: Set your goals, choose your timeline, and let Lantern guide your journey of financial discipline. Force Withdrawal Option: Access your funds before the maturity date with clearly defined terms. Spending & Earnings Overview: Visualize your financial health with smart analytics. Secure & Encrypted: Your data is protected using bank-level encryption and secure authentication. User-Centric Experience: Intuitive design that adapts to your needs, with features like biometric login, transaction PINs, and scheduled withdrawals. Why Choose Lantern? Lantern is built for people who want control over their money without the complexity. Whether you're just getting started or you're a financial pro, Lantern simplifies budgeting, saving, spending and helps you build strong money habits with consistency. Start building your financial future with Lantern today.
Screenshots
Verdict
The clearest difference is review sentiment: My at 100% against Raenest's 33%. My also leads on monetization model (ad-supported vs free with in-app purchases) and device support (3 vs 1). Raenest's advantage is rating (4.5 vs 4.0) and ads (none vs shown). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Raenest holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Raenest has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of Raenest's written reviews are positive against 100% of My's, so the app with the better star average is not the one people write more warmly about.
Raenest ships an update weekly, My every 6 days. The most recent releases landed on September 25, 2026 and June 4, 2026 respectively.
| Parameter | Raenest | My |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (1.8K ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 32.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.8K — better | 1 |
| Update frequency | Weekly | Every 6 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 337 MB | 41 MB |
| Age rating | 17+ | 9+ |
| Developer | Raenest Technology Solutions Service Ltd | Zit Technology Services Limited |
Customer experience
Raenest
My
Bugs and requests
Raenest
Reported bugs
3 issues- Login and account creation issues
- Inconsistent currency conversion rates
- Inability to fully utilize account balances
Requested features
3 requests- Add support for more currencies and payment methods
- Improve withdrawal options to local bank accounts
- Provide better transparency on account restrictions and fund holds
My
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Raenest
No in-app purchases
My
No in-app purchases









