Comparison

Shellpoint vs Premier Plus Lending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

Premier Plus Lending

This app simplifies mortgage calculations and the home loan process with an intuitive interface. It offers tools for homebuyers, homeowners, and real estate agents to calculate various loan types, estimate affordability, and generate pre-approval letters.

Highlights
  • Mortgage calculators for FHA, Conventional, Jumbo, Rural, VA loans
  • Affordability and monthly payment estimations
  • Save loan quotes
  • Document scanner with PDF export
  • Self-generated pre-approval letters
  • Direct contact with mortgage professionals
Features
Read full description

The Premier Plus Lending app is designed to simplify mortgage calculations and streamline the home loan process, providing accurate results with an intuitive interface. Whether you’re a homebuyer, homeowner, or real estate agent, our app offers the tools you need to navigate the mortgage process smoothly. With the Premier Plus Lending app, you can easily calculate various loan types, including FHA, Conventional, Jumbo, Rural, and VA loans. Affordability calculations help you determine the ideal loan size by inputting details such as the sales price, insurance, and tax amounts. The app automatically factors in important elements like mortgage insurance and down payment based on the loan type, ensuring accurate monthly payment estimates. You can also save your loan quotes for future reference or contact a mortgage professional directly through the app. Premier Plus Lending Mortgage Calculator Features: • 5 Loan Type Calculators: FHA, Conventional, Jumbo, Rural, and VA loans. • New Home and Refinance Options: Seamless calculations for both. • Accurate, Up-to-Date Calculations: Reflecting the latest mortgage regulations. • Save Your Quotes: Easily save and revisit loan quotes for future reference. • Direct Contact: Reach out to a local mortgage broker straight from the app. • TILA Compliant: Our calculator ensures the APR is displayed accurately with every calculation. Document Scanner Features: • Edge Detection: Automatic detection of page boundaries. • Multiple Pages to PDF: Combine multiple scans into one PDF. • Email Functionality: Send your PDF scans directly from the app. • Color, Grayscale, and Black-and-White Scans: Choose the format that works for you. • Image Enhancement: Crisp black-and-white scans and perspective adjustments for professional results. Self Generated Preapproval Letter Feature: • Instantly generate pre-approval letters after inputting basic financial details, providing immediate feedback for homebuyers during their search. Mortgage Brokers and Loan Officers love the Premier Plus Lending app because it’s more than a calculator— it’s a branded, virtual business card. Stay "top of mind" with your realtor associates and clients by providing a simple, easy-to-use mortgage tool that ensures their needs are met on the go. Realtors can rely on it for quick calculations during walk-throughs, and homebuyers will appreciate the user-friendly interface that offers accurate estimates of their monthly payments. With the Premier Plus Lending app, you get: • A powerful mortgage calculator tailored to multiple loan types. • A document scanner for organizing important paperwork. • A seamless connection to your mortgage advisor, making it easy to stay informed and connected. • A self-generated pre-approval letter feature, offering instant feedback. Whether you’re calculating payments on the fly or scanning and sending loan documents, the Premier Plus Lending app puts the tools you need right at your fingertips. Disclaimer: The Premier Plus Lending app is designed to give users an estimate of potential mortgage costs based on the loan type, interest rate, and length of the mortgage. Calculations do not include taxes and insurance, which can influence your total payment. These results are estimates and should not be considered guarantees. For a complete understanding of your loan options, contact a licensed mortgage professional. Download the Premier Plus Lending app today and take the first step toward homeownership with confidence!

Screenshots

Shellpoint3 screens
Premier Plus Lending4 screens

Verdict

The call

Shellpoint and Premier Plus Lending both sit at 4.9 stars, but that hides the real split: 100% of Premier Plus Lending's written reviews are positive against 54% of Shellpoint's. Shellpoint's advantage is ratings volume (17K vs 7) and update cadence (every 5 weeks vs every 6 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Shellpoint against 5.0 for Premier Plus Lending. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 54% of Shellpoint's written reviews are positive against 100% of Premier Plus Lending's.

UpkeepUpdate frequency

Shellpoint ships an update every 5 weeks, Premier Plus Lending every 6 months. The most recent releases landed on October 22, 2026 and October 5, 2026 respectively.

Scorecard5 real differences · 5 level
Shellpoint versus Premier Plus Lending: the parameters behind the verdict, then further details
ParameterShellpointPremier Plus Lending
PriceFreeFree
Rating4.9 (17K ratings)5.0 (7 ratings) — better
Positive reviews54.5% of reviews100.0% of reviews — better
Number of ratings17K — better7
Update frequencyEvery 5 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size73 MB102 MB
Age rating4+4+
DeveloperNewrez LLCJuniper Financial LLC

Customer experience

Shellpoint

All ratings17,146 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Premier Plus Lending

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

Premier Plus Lending

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Shellpoint

No in-app purchases

None

Premier Plus Lending

No in-app purchases

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is Premier Plus Lending free?
Premier Plus Lending is free to download, with no in-app purchases.
Which has better reviews, Shellpoint or Premier Plus Lending?
Premier Plus Lending is rated higher. Shellpoint averages 4.9 out of 5 from 17K ratings, while Premier Plus Lending averages 5.0 from 7 ratings.
Do Shellpoint or Premier Plus Lending have ads?
Neither Shellpoint nor Premier Plus Lending shows ads.
Which is updated more often, Shellpoint or Premier Plus Lending?
Shellpoint ships an update every 5 weeks, and Premier Plus Lending every 6 months. Most recently, Shellpoint was updated on October 22, 2026 and Premier Plus Lending on October 5, 2026.

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