Comparison

Shellpoint vs MyFinCalc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

MyFinCalc

This app offers a comprehensive suite of 103 financial calculators across 10 categories, designed for detailed financial planning and analysis. It provides professional-grade tools with clear explanations and persistent data saving for a focused user experience.

Highlights
  • 103 calculators in 10 categories
  • Plain-English explanations
  • Favorites and Quick Access
  • Live currency conversion
  • Persistent data saving
  • Dark interface
Features
Read full description

MyFinCalc is the most comprehensive financial calculator app available — 103 calculators across 10 categories, designed for anyone serious about their financial future. Whether you're planning for retirement, evaluating a mortgage, analyzing investments, or running business projections, MyFinCalc gives you professional-grade tools in a clean, easy-to-use interface. RETIREMENT PLANNING Retirement Planner, 401(k) Calculator, Roth vs Traditional IRA, RMD Calculator, Social Security Estimator, Safe Withdrawal Rate, Asset Allocation, Pension vs Lump Sum, and more. LOANS & MORTGAGE Loan Calculator, Home Affordability, Refinance Calculator, APR Calculator, Bi-weekly Payment, Adjustable Rate, Discount Points, and more. INVESTING & FINANCE Compound Interest, TVM Calculator, Bond Calculator, College Savings, Investment Income, HSA Calculator, Currency Converter, and more. STOCKS CAPM, Black-Scholes Option Pricing, WACC, Fibonacci Calculator, Pivot Points, Dividend Tax, and more. TAX PLANNING Tax Bracket Calculator, Capital Gains Tax, Roth Conversion, Medicare Premium (IRMAA), Estate Tax Estimator, and more. DEBT & BUDGETING Debt Avalanche vs Snowball, Budget Allocator (50/30/20), Net Worth Calculator, Credit Card Payoff, Emergency Fund, and more. PLUS Real Estate, Insurance, Auto, and Miscellaneous calculators covering everything from Rent vs Buy to Break-Even Analysis. FEATURES - 103 calculators across 10 categories - "How This Works" plain-English explanations on every calculator - Favorites and Quick Access for your most-used calculators - Live currency conversion with real exchange rates - All data persists between sessions - Clean dark interface designed for focus MyFinCalc Pro — $4.99 one-time Unlock all 68 Pro calculators and premium color themes. No subscription. Pay once, own it forever. For informational purposes only. MyFinCalc does not provide financial, investment, tax, or legal advice. Always consult a qualified financial professional before making financial decisions.

Screenshots

Shellpoint3 screens
MyFinCalc4 screens

Verdict

The call

Shellpoint and MyFinCalc both sit at 4.9 stars, but that hides the real split: 100% of MyFinCalc's written reviews are positive against 54% of Shellpoint's. Shellpoint's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, rating and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MyFinCalc sells 1 one-off in-app purchase. Shellpoint asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Shellpoint against 5.0 for MyFinCalc. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 54% of Shellpoint's written reviews are positive against 100% of MyFinCalc's.

Scorecard6 real differences · 4 level
Shellpoint versus MyFinCalc: the parameters behind the verdict, then further details
ParameterShellpointMyFinCalc
PriceFreeFree
Rating4.9 (17K ratings)5.0 (2 ratings) — better
Positive reviews54.5% of reviews100.0% of reviews — better
Number of ratings17K — better2
Update frequencyEvery 5 weeks—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size73 MB7 MB
Age rating4+4+
DeveloperNewrez LLCJohn Worthington

Customer experience

Shellpoint

All ratings17,146 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

MyFinCalc

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

MyFinCalc

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Shellpoint

No in-app purchases

1 purchases

MyFinCalc

One-time1
  • MyFinCalc Pro$4.99

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is MyFinCalc free?
MyFinCalc is free to download, with in-app purchases available.
Which has better reviews, Shellpoint or MyFinCalc?
MyFinCalc is rated higher. Shellpoint averages 4.9 out of 5 from 17K ratings, while MyFinCalc averages 5.0 from 2 ratings.
Do Shellpoint or MyFinCalc have ads?
MyFinCalc shows ads; Shellpoint does not.

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