Comparison

Shellpoint vs SubVault Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

SubVault Subscription Tracker

Read full description

Take back control of your subscriptions — privately. SubVault tracks every subscription, bill, and trial in one place, reminds you before you're charged, and shows exactly what you spend each month. No bank login. No account. Everything stays on your device. The average person wastes hundreds of dollars a year on subscriptions they forgot about — the trial that auto-renewed, the app used once, the price that quietly went up. SubVault makes sure that never happens to you again. WHY YOU'LL LOVE SUBVAULT - All your subscriptions in one place — streaming, music, cloud, AI tools, the gym, and 200+ services in a tap. - Reminders before every renewal and trial — alerts 7, 3, and 1 day before, so you cancel in time. - See what you really spend — monthly and yearly totals, category breakdowns, and a spending forecast. - Save money — watch your savings grow every time you cancel, set goals, and hit milestones. - Cancel the easy way — step-by-step how-to-cancel guides for popular services. - Plan ahead — the What-If simulator shows your new monthly cost before you subscribe or cancel. - Stay on budget — set a monthly cap and get warned before you overspend. PRIVATE BY DESIGN Most money apps want your bank login. SubVault never does. - No account, no sign-up. - All data stored locally on your device. - No bank connection, ever. We never sell your data. - Optional Face ID lock and hidden amounts. - Encrypted backups you control. FIND SUBSCRIPTIONS AUTOMATICALLY — ON YOUR DEVICE Don't want to type them in? SubVault detects subscriptions for you, processed entirely on your iPhone: - Scan Gmail or Outlook receipts (read-only). - Import a receipt screenshot with on-device text recognition. Nothing is uploaded. Your email and receipts never leave your device. EVERYTHING YOU GET - Subscription tracker and manager - Renewal and trial reminders - Monthly and yearly spending insights and charts - Budgets and overspend alerts - Savings tracker and goals - Calendar of upcoming charges - What-If spending simulator - How-to-cancel guides - On-device Gmail and Outlook receipt scanning - Multi-currency support - Face ID lock and encrypted backup PAY ONCE, NO SUBSCRIPTION SubVault's core is yours at no cost. A one-time Pro upgrade (not a recurring subscription) removes ads and unlocks unlimited subscriptions plus encrypted backup and export. Pay once, keep it for life. Whether you want to cut wasteful spending, avoid surprise charges, budget smarter, or finally see where your money goes, SubVault is the subscription tracker that respects your privacy and your wallet. Download SubVault and take control of your subscriptions today.

Screenshots

Shellpoint3 screens
SubVault Subscription Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Shellpoint at none against SubVault Subscription Tracker's 1. Shellpoint also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubVault Subscription Tracker sells 1 one-off in-app purchase. Shellpoint asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Shellpoint versus SubVault Subscription Tracker: the parameters behind the verdict, then further details
ParameterShellpointSubVault Subscription Tracker
PriceFreeFree
Rating4.9 (17K ratings) — better—
Positive reviews54.5% of reviews—
Number of ratings17K — better—
Update frequencyEvery 5 weeks—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size73 MB85 MB
Age rating4+4+
DeveloperNewrez LLCSathvic Kollu

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

SubVault Subscription Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Shellpoint

No in-app purchases

1 purchases

SubVault Subscription Tracker

One-time1
  • SubVault Pro$4.99

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is SubVault Subscription Tracker free?
SubVault Subscription Tracker is free to download, with in-app purchases available.
Do Shellpoint or SubVault Subscription Tracker have ads?
SubVault Subscription Tracker shows ads; Shellpoint does not.

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