Comparison

Shellpoint vs Zen Audit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

Zen Audit

This app helps self-employed individuals track business expenses, log mileage, and organize financials using AI. It simplifies tax preparation by categorizing spending and providing reports for Schedule C filing.

Highlights
  • AI receipt scanning and categorization
  • Bank statement OCR for transaction logging
  • Business mileage tracking
  • Live financial dashboard and KPI reports
  • Job and cash expense organizer
  • Easy export for tax filing
Features
Read full description

Zen Audit – Stress-Free Tax & Expense Tracking for Self-Employed Professionals Are you a freelancer, independent contractor, side hustler, or gig worker? Take the headache out of tax season and keep more of your hard-earned money. Zen Audit is the ultimate financial companion designed to track every business expense, log every mile, and maximize your tax deductions with zero stress. Stop hoarding faded paper receipts or spending hours on manual spreadsheet data entry. Zen Audit utilizes cutting-edge AI technology to scan, organize, and categorize your business financials in seconds. KEY FEATURES Smart AI Receipt Scanner Just point, shoot, and let our advanced AI do the work. Instantly extracts the merchant, date, amount, tax, and notes. Automatically categorizes expenses into IRS-approved categories (Meals, Supplies, Software, and more) so you're ready for Schedule C filing. Bank Statement Scanner (OCR) Have a month (or a year) of paper statements you need to log? Take a photo or upload your bank statements. Our high-fidelity parser extracts dozens of transactions simultaneously, converting them into categorized digital logs instantly. Business Mileage Tracker Every mile driven is money saved. Log your business trips and fuel stops to claim your standard IRS mileage rate (67 cents/mile for 2024). View your estimated tax savings in real-time on our clean dashboard. Live Dashboard & KPI Reports Get a crystal-clear picture of your net profitability, total revenue, and total expenses. View automatic spending breakdowns, tax savings summaries, and ready-to-export Schedule C categories. Job & Cash Expense Organizer Track your daily jobs, client gigs, and log cash expenses alongside digital bank records. Color-code your calendar events to keep work, mileage, and cash flow organized chronologically. WHO IS ZEN AUDIT FOR? Zen Audit is tailor-made for self-employed individuals, including: Gig Economy Workers: Uber, Lyft, DoorDash, Instacart drivers, and couriers. Freelancers & Creatives: Designers, writers, developers, photographers, and consultants. Real Estate & Service Providers: Agents, brokers, handymen, cleaners, and contractors. E-Commerce & Side Hustlers: Etsy sellers, eBay merchants, and weekend creators. WHY CHOOSE ZEN AUDIT? Privacy-First: Your financial data and scanned documents are securely processed and protected. Modern Dark UI: Beautiful, clutter-free user interface designed for fast logging on the go. Easy Exports: Export formatted reports in seconds to hand over to your CPA or upload directly to TurboTax/H&R Block. Zero Bloat: Just the tools you need—no complicated accounting lingo, no unnecessary tabs. Download Zen Audit today and experience financial peace of mind. Audit-proof your business, discover hidden tax write-offs, and file your taxes with absolute confidence! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Shellpoint3 screens
Zen Audit4 screens

Verdict

The call

The clearest difference is in-app purchases: Shellpoint at none against Zen Audit's 1. Shellpoint also leads on ratings volume (17K vs 1) and device support (3 vs 1). On price, rating, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zen Audit sells 1 in-app purchase, starting at $29.99 per year. Shellpoint asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Shellpoint against 5.0 for Zen Audit. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
Shellpoint versus Zen Audit: the parameters behind the verdict, then further details
ParameterShellpointZen Audit
PriceFreeFree
Rating4.9 (17K ratings)5.0 (1 ratings) — better
Positive reviews54.5% of reviews—
Number of ratings17K — better1
Update frequencyMonthly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size73 MB68 MB
Age rating4+4+
DeveloperNewrez LLCOlajide Ogundipe Jr

Customer experience

Shellpoint

All ratings17,141 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Zen Audit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

Zen Audit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Shellpoint

No in-app purchases

1 purchases

Zen Audit

Subscriptions1
  • Zen Audit Yearly Plan$29.991 Year

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is Zen Audit free?
Zen Audit is free to download, with in-app purchases available.
Which has better reviews, Shellpoint or Zen Audit?
Zen Audit is rated higher. Shellpoint averages 4.9 out of 5 from 17K ratings, while Zen Audit averages 5.0 from 1 ratings.
Do Shellpoint or Zen Audit have ads?
Neither Shellpoint nor Zen Audit shows ads.

Other comparisons