Shellpoint vs NoteHarbor Deal Stack

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

NoteHarbor Deal Stack is an offline creative finance calculator for real estate investors, seller finance professionals, and deal analysts. Six deal structures, one projection engine: • Subject To: analyze the existing loan, optional seller carry, cash to control, and operating return. • Wrap and AITD: project the wrap and underlying loan together, including the changing equity spread and balloon warnings. • Rental: model NOI, cash flow, cap rate, cash on cash return, and DSCR. • BRRRR: see refinance proceeds, cash left in, and stabilized returns. • Fix and Flip: calculate profit, ROI, holding interest, and maximum allowable offer. • Wholesale Assignment: solve the assignment fee forward or work backward from the buyer numbers. Every result includes a clear headline, plain language context, and shareable output. The free tier includes all six structures and the signature wrap dual amortization chart. Deal Stack Pro adds larger capital stacks, mid-deal events, full timelines, Exit Lab IRR analysis, exact reverse solves, exports, and no ads. The engine uses integer cents, standard statement rounding, financing-free NOI, and shape-based balloon detection. There are no accounts and no login. Deal inputs and saved deals remain on your device. The free mobile tier is ad supported. Deal Stack Pro is a one time $6.99 purchase. When you're ready to service real notes — track payments, escrow, payoffs, statements, 1098s, and borrower portals — visit usenoteharbor.com.