VANSi vs Split Pay

VANSi provides financial wellness and stability insights into your daily balances, income, and upcoming expenditures at risk of overdrawing. VANSi also provides instant pay and transfer capabilities. This service allows you to pay or transfer funds to others from your existing funds or your future income whenever you don't have sufficient funds in your connected bank account. VANSi has an added on-demand feature that works as a cash advance, also known as Bridge-a-Gap "BaG" Cash, accompanied by education, motivation, and cutting-edge technologies. You must keep your bank account connected to the app and maintain your active membership to access these services. You may choose a free or premium membership by paying a fee. So long as you keep your membership active, if your bank account is at risk of being overdrawn, you may request a BaG (typically $20 or $50, gradually increasing to $200) to avoid financial strain. BaGs are offered to all clients with qualified accounts (subject to approval) as a welcome to VANSi. BaGs are not loans or traditional credits. After your necessity has passed and you have sufficient funds, if you choose to return your BaG to your VANSi account, you can access it again and again, each time with a larger amount, up to $200 (subject to approval). You may choose to receive your on-demand BaG with standard 3-business-day delivery (free of charge) or request to receive it expedited within a few minutes (or same-day by 9:00 pm EST, depending on your bank) by paying an express fee, which varies and will be shown to you on the Checkout screen based on your BaG amount.

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.