GCB Mobile App vs Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GCB Mobile App
Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.
- Biometric profile security
- Bill payments (including ECG)
- Invest in Term Deposits
- Open Instant accounts
- Self-service options
- Card requests
- Customizable themes
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"GCB Mobile App is your choicest banking app in Ghana. It offers you a complete financial solution that lets you do everything from opening an account to investing in Term Deposits, all from your smartphone or tablet without visiting any branch. With GCB Mobile App, you can: • Secure your profile with your fingerprint or face ID • Pay your ECG bills conveniently using our ground-breaking solution for prepaid meters • Pay for various services to over a 100 billers • Customize your app with dark and light mode themes • Receive real-time receipts and alerts for every transaction • Invest and manage Term Deposits with high interest rates • Open an Instant account and start sending and receiving money from anywhere anytime. • Use a wide range of self service options including password reset, card transaction limits adjustment, PIN change and more. • Request debit, prepaid and virtual cards with ease. • Navigate the app easily with a user-friendly interface for varying user groups. GCB Mobile App is safe, secure and easy to use. Download it today and enjoy the experience."
Plus
Consolidate your investments in Ghana into a single account. Access diverse investment products, expert advice, and tools to make informed financial decisions. Securely manage your wealth and track progress towards your goals.
- Single investment account
- Access to various investment products
- Expert insights and tools
- Biometric login and SMS notifications
- Customizable portfolios for specific goals
- Consolidated view of total finances
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Diversifying your investment in Ghana typically requires you to open different accounts with different providers. Plus, allows you to open one account and gives you access to a broad choice of investment products, expert insights and investing tools, helping you make better decision with your money. Secure – At Plus your security is one of our topmost priorities and we leverage the best technology, biometric login, notification sms and more to ensure your information and investments remain safe! Easy to use – Open your account in minutes, straight from your mobile device and begin investing! No wahala and paper forms! Customize your portfolio – Saving for your new home? For your kids? Or that new car? Plus has you covered! Create as many portfolios as you desire and invest separately for your goals! Your wealth in one place - Don’t jump from provider to provider to see your total finances. Get the full picture from Plus and make sure you’re always on track. The future of investing is here! Get started today, and give your money a chance to grow.
Screenshots
Verdict
The clearest difference is update cadence: Plus at every 10 days against GCB Mobile App's every 2 months. Plus also leads on review sentiment (30% vs 9%). GCB Mobile App's advantage is rating (3.4 vs 3.1) and ratings volume (377 vs 17). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GCB Mobile App holds the better App Store score, 3.4 against 3.1. That said, the two scores are not equally well evidenced: GCB Mobile App has 377 ratings behind it against 17, so its average is the more settled of the two. Written reviews complicate that: 9% of GCB Mobile App's written reviews are positive against 30% of Plus's, so the app with the better star average is not the one people write more warmly about.
GCB Mobile App ships an update every 2 months, Plus every 10 days. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.
| Parameter | GCB Mobile App | Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (377 ratings) — better | 3.1 (17 ratings) |
| Positive reviews | 8.6% of reviews | 30.0% of reviews — better |
| Number of ratings | 377 — better | 17 |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | GCB Bank PLC | 10th Capital Investments Limited |
Customer experience
GCB Mobile App
Plus
Bugs and requests
GCB Mobile App
Reported bugs
32 issues- Photo upload fails during registration
- Mobile money transactions not going through
- App doesn't allow linking of account
- Standing order feature crashes when hitting frequency tab
- Messages sent to customer support go unanswered for weeks
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- Deposits from mobile money to bank account do not reflect, but money is debited
- Virtual cards lost after update, and requesting new ones doesn't work
- Email validation errors during registration
- OTP not received via SMS or email
- Money deposited does not reflect in the app
- Cannot receive billing address for online payment
- ATM card blocking is not functional
- Withdrawal to Ghana Pay wallet deducts money but doesn't reflect in wallet
- Online transactions don't go through, requiring a bank visit
- Deposited money is taken without crediting the bank wallet
- Mistakenly transferred money to virtual card cannot be reversed without bank visit
- Error when trying to create an account with readycash card
- App does not open after a new update
- App not showing on home screen after download
- Connection could not be established error
- Money transferred on Friday not reflected by Monday
- Payment fails and money is deducted, support is unhelpful
- Registration process stuck after selfie, no details to review, invalid account number error
- App crashes all the time
- Cannot proceed with account creation without Ghana number, needs email verification option
- Mobile money to account transfer deducted but not received, customer support unable to help
- Deposits hang for over two weeks
- App crashes during registration
- Investment section not working well
- App doesn't work
- Scan app gives errors and excuses
- Sending money results in 'try again later' error
Requested features
3 requests- Allow personal record updates (contacts, address) without visiting the bank
- Allow email verification for account creation
- Bring back the old version or fix the new one
Plus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
GCB Mobile App
No in-app purchases
Plus
No in-app purchases
