Blue Digital vs BudgetXP+

Your finances, on your terms. Blue Digital by Blue Federal Credit Union makes it easy to manage your accounts, move money, and stay connected to Blue wherever life takes you. Enjoy a refreshed mobile experience with updated menus, a redesigned passcode screen, and helpful improvements to transaction memos and payment notifications. View and edit scheduled transfers right from your mobile device, and see your scheduled transaction history for greater visibility into your money. GETTING STARTED Log in with your Blue Digital username and password. New to Blue Digital? Select “Enroll for a Login” in the app to create your credentials and get started. MANAGE YOUR MONEY • Securely view account balances and transaction history. • Transfer money between accounts and set up external accounts. • View and edit scheduled transfers. • View your scheduled transaction history. • Make loan payments and pay bills. • Send money to people you know and trust with Zelle®. • Deposit checks using your mobile device’s camera. MANAGE YOUR CARDS • Activate your cards, add travel notices, and change your PIN. • Launch CardNav by Blue FCU from within Blue Digital by Blue FCU to activate your cards, add travel notices, and change your PIN, and more. STAY CONNECTED • Send and receive secure messages with Blue. • Update your contact information. • Find nearby branches and ATMs. SECURITY All transactional data is encrypted, and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are used to help you find nearby branches and ATMs. • Camera permissions are needed to deposit checks remotely. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User, expressly authorize collection of such information. Geolocation information can be monitored on a continuous basis in the background, only while the Solution is being used, or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. QUESTIONS OR NEED HELP? Blue Federal Credit Union www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

BudgetXP+ is a personal finance app for iPhone and iPad. Track your accounts, set budgets, log transactions, and see where your money goes, all in one place and all synced over iCloud. ACCOUNTS AND TRANSACTIONS Manage checking, savings, credit cards, loans, money market, and CD accounts. Log transactions in seconds with autocomplete descriptions, category tagging, and a smart duplicate detector. Snap a photo of a receipt and the merchant and total fill in for you. BUDGETS AT A GLANCE Set a monthly spending limit for any category and watch color-coded progress cards on your Snapshot, updated the moment you add a transaction. SPENDING REPORTS See exactly where your money goes with a category breakdown by week, month, or three months, plus your running net worth. BILLS AND PAYCHECKS ON AUTOPILOT Set up recurring bills and scheduled income once, and get a reminder when they are due. Due items wait at the top of the account with a Post button, so one tap records them and the schedule moves on. On iPad, a badge in the sidebar shows how many are due for each account. BUILT FOR IPHONE AND IPAD Full iPad support with a sidebar of accounts beside your transactions. Automatic light and dark mode. Customizable categories with an icon picker. Search any description or amount, filter by account, and export your full history to CSV any time. PRIVATE BY DESIGN Lock the app with Face ID, Touch ID, or your device passcode. There is no account to create and no BudgetXP+ server. Your data lives in your own private iCloud, and BudgetXP+ never sees it. No ads, no tracking. ALSO ON MAC BudgetXP+ Desktop is available separately on the Mac App Store. Your accounts and transactions sync automatically, so you can log a purchase on your phone and reconcile, import a bank CSV, and dig into reports on your Mac. FREE TO TRY, UNLOCK FOREVER Free for up to 3 accounts and 50 transactions. BudgetXP+ Pro is a one-time in-app purchase that unlocks unlimited accounts and transactions. There is no subscription. Privacy Policy: https://rohrsoftware.dev/budgetxp/privacy/ Terms of Use: https://rohrsoftware.dev/budgetxp/terms/