ST Hub vs EzyKip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ST Hub
Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.
- Account summaries
- Bill payments
- Fund transfers
- Scan to Pay QR
- Earn rewards points
- Card management
- ATM & branch locator
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ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Account transfer - Scan QR transfers Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request
EzyKip
This app provides a seamless payment solution for travelers in Laos. It allows users to top up an e-wallet, scan local QR codes for transactions, and withdraw cash from ATMs without fees. It also facilitates easy exchange and transfer of remaining balances.
- E-Wallet top-up with multiple card types
- Scan local Lao QR codes for payments
- 0% fee cash withdrawal from BCEL ATMs
- Secure alternative to carrying cash
- Easy balance exchange and transfer
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Welcome to Visit Laos Year 2024 - Experience Seamless Payments with EzyKip, travel with Ease and Confidence in Laos, your payment experience is simply easy with EzyKip! EzyKip brings the ultimate payment solution for your trip to Laos. With the EzyKip App, you can: - Conveniently top-up your E-Wallet using your existing cards like UnionPay, VISA, Mastercard, JCB, American Express, Wechat, Alipay and more. - Effortlessly transact like a local by scanning local Lao QR, supported by almost 200,000 merchants across Laos. - Cash out from over 400 BCEL ATMs nationwide with a 0% fee by using QR scan. - Mitigate the risks of carrying cash. - Easily exchange and transfer the remaining balance back to the bank cards. Experience a secure and hassle-free payment ecosystem during your travel in Laos with EzyKip. EzyKip makes your Payment in Laos Simply Easy, EzyKip is powered by Onepay, BCEL Bank.
Screenshots
Verdict
The clearest difference is rating: ST Hub at 4.2 against EzyKip's 3.0. ST Hub also leads on update cadence (fortnightly vs every 14 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ST Hub holds the better App Store score, 4.2 against 3.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.
ST Hub ships an update fortnightly, EzyKip every 14 months. The most recent releases landed on September 9, 2026 and July 8, 2026 respectively.
| Parameter | ST Hub | EzyKip |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | — | 14.3% of reviews |
| Number of ratings | 5 — better | 2 |
| Update frequency | Fortnightly — better | Every 14 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 94 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | ST Bank Ltd | Banque Pour Le Commerce Exterieur Lao Public |
Customer experience
ST Hub
EzyKip
In-app purchases
ST Hub
No in-app purchases
EzyKip
No in-app purchases
