BDO Pay vs Security Bank App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Pay
This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.
- Scan QR Ph codes
- Send money for free to BDO accounts
- Pay bills with no service fees
- Request money from users
- Split bills
- Buy load
- QR withdrawals and deposits
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No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.
Security Bank App
Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.
- Quick Balance check
- Simplified Bills Payment
- Transfer Money (InstaPay)
- Card Control (lock/unlock, budget alerts)
- Open eSecure Savings accounts
- eGiveCash (cardless withdrawals)
- Mobile Top-Up
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BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188
Screenshots
Verdict
The clearest difference is rating: BDO Pay at 4.8 against Security Bank App's 2.4. BDO Pay also leads on ratings volume (1.7K vs 65). Security Bank App's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 9 days vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Pay holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 65, so its average is the more settled of the two. Written reviews complicate that: 31% of BDO Pay's written reviews are positive against 37% of Security Bank App's, so the app with the better star average is not the one people write more warmly about.
BDO Pay ships an update monthly, Security Bank App every 9 days. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.
| Parameter | BDO Pay | Security Bank App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.7K ratings) — better | 2.4 (65 ratings) |
| Positive reviews | 30.8% of reviews | 36.9% of reviews — better |
| Number of ratings | 1.7K — better | 65 |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 576 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Security Bank Corporation |
Customer experience
BDO Pay
Security Bank App
Bugs and requests
BDO Pay
Not enough reviews yet to summarise bugs or requests.
Security Bank App
Reported bugs
4 issues- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration
Requested features
2 requests- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers
In-app purchases
BDO Pay
No in-app purchases
Security Bank App
No in-app purchases
Questions
Is BDO Pay free?
Is Security Bank App free?
Which has better reviews, BDO Pay or Security Bank App?
Do BDO Pay or Security Bank App have ads?
Which is updated more often, BDO Pay or Security Bank App?
Other comparisons
