Comparison

MyState Bank vs Aussie Elevate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyState Bank

Manage your finances with ease through this banking app. View accounts, make payments, set savings goals, and receive personalized financial insights. It offers robust security features to protect your money and provides friendly, jargon-free support.

Highlights
  • Consolidated account view
  • Automated savings goals
  • Transaction search
  • Bill payments and transfers
  • Biometric security
  • Personalized financial insights
  • Debit card management
Features
Read full description

Better banking, made easy. With the MyState Bank app, managing your money has never been simpler. Easy: • See all of your accounts in one simple location, without all of the clutter • Make saving easy with automated savings goals • View and search transactions to see the money coming in or going out of your account • Share your BSB and account details, or create a PayID® to quickly and easily receive payments • Pay your bills, transfer money between your accounts or pay someone instantly with Osko • Add your debit card to the Apple Wallet in just one touch of a button Friendly: • No jargon or complex banking terms…just plain simple language • Our local Customer Care team are ready to help when you need it • Send us a message in-app, or call us via ‘Get in touch’ Smart: • Stay on top of your finances with personalised insights • We’ll support you in reaching your savings goals by keeping you on track with goal-based insights • We’ll monitor upcoming payments and let you know when things might be a bit tight • We’ll track your spending, saving and cash flow, and alert you to changes you need to know about • We’ll notify you if we spot a chance to boost your savings Secure: • Protect yourself with biometric security (Face ID on supported devices) • Manage your payment limits • Lock your debit cards temporarily, or order a replacement card if it is lost or stolen • Change your debit card PIN at any time • Control where and how you use your debit card, such as for online purchases or overseas card use PayID is a registered trademark of NPP Australia Limited. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Terms of use at http://mystate.com.au/legal © MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL and Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.

About

Aussie Elevate

Manage your home loan with confidence and clarity. Set up accounts early, receive instant notifications for payments and activity, and automate repayments. Access digital card features and in-app chat support for seamless loan management.

Highlights
  • Early offset account setup
  • Instant loan payment notifications
  • PayID for secure payments
  • Automated loan repayments
  • Scheduled one-off/recurring transfers
  • Digital card access
  • In-app chat support
Features
Read full description

Built to give you more clarity and control, the app helps you get set up early, stay informed, and manage your loan with confidence. Here’s what you can do with the Aussie Elevate app: • Set up your offset accounts before settlement so you’re ready to go • Get instant notifications to stay on top of loan payments and activity • Use PayID for quick and secure payments • Automate your loan repayments to stay on track • Schedule one-off or recurring transfers, making it easier to manage your home loan repayments • Use your card digitally without waiting for the physical version • Get help easily with in-app chat support Whether you're just getting started or staying on top of your loan, the Aussie Elevate app makes it simple and seamless to stay in control of your mortgage. Only available to new Aussie Elevate home loan customers. Download the Aussie Elevate app to manage your home loan with clarity and confidence.

Screenshots

MyState Bank4 screens
Aussie Elevate4 screens

Verdict

The call

The clearest difference is review sentiment: MyState Bank at 64% against Aussie Elevate's 0%. Aussie Elevate's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyState Bank ships an update every 5 weeks, Aussie Elevate every 3 weeks. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
MyState Bank versus Aussie Elevate: the parameters behind the verdict, then further details
ParameterMyState BankAussie Elevate
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews64.1% of reviews — better0.0% of reviews
Number of ratings3 — better—
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size332 MB50 MB
Age rating4+4+
DeveloperMyState Bank LimitedBendigo and Adelaide Bank Ltd

Customer experience

MyState Bank

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews64 reviews
Positive64.1%
Neutral3.1%
Negative32.8%

Aussie Elevate

Written reviews6 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MyState Bank

No in-app purchases

None

Aussie Elevate

No in-app purchases

Questions

Is MyState Bank free?
MyState Bank is free to download, with no in-app purchases.
Is Aussie Elevate free?
Aussie Elevate is free to download, with no in-app purchases.
Do MyState Bank or Aussie Elevate have ads?
Neither MyState Bank nor Aussie Elevate shows ads.
Which is updated more often, MyState Bank or Aussie Elevate?
MyState Bank ships an update every 5 weeks, and Aussie Elevate every 3 weeks. Most recently, MyState Bank was updated on September 21, 2026 and Aussie Elevate on September 9, 2026.

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