Comparison

GXBank vs AffinAlwaysX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GXBank

Open personal and business bank accounts instantly, with options for loans up to RM350,000 and instant cash access. Earn interest on savings and deposits, and manage spending with in-app insurance and cashback rewards.

Highlights
  • Instant account opening
  • Personal and business loans
  • High-interest savings and deposits
  • In-app insurance renewals
  • 1% overseas cashback
  • Secure login and transaction approval
Read full description

Open a personal and business account in minutes without branch visits. Borrow up to RM300,000 in minutes and get cash instantly. PERSONAL BANKING • FlexiCredit: Apply and get a credit limit of up to RM150,000 at no cost. Drawdown cash instantly into your GX Account when you need. • Bonus Pockets: Earn up to 3.80% p.a. on your savings up to RM50,000 BUSINESS BANKING • GX Biz FlexiLoan: Apply and get a business loan of up to RM350,000. Flexible repayments from 2 to 36 months. • GX Biz Account: Open your business account in minutes. Earn 2.50% p.a. daily interest on your business deposits. SMARTER SPENDING • Road-Trip Ready: Renew car insurance & road tax in-app with just 3 taps. • Travel Protected: Get insurance covering everything from flight delays to scuba diving. • GX Card: Enjoy unlimited 1% cashback on all your overseas in-store payments with zero markups, plus earn 1x GrabCoins when you pay at Jaya Grocer stores with your physical card. • Grab User?: Earn 0.5x GrabCoins when you top up or transact on the Grab app with your linked GX Account. PEACE OF MIND, BUILT-IN. • Secure Login: Access your account with your Face ID or fingerprint. • Instant Control: Freeze your card or lock your account instantly, 24/7. • One-Tap Verification: Securely approve all transactions with GXsecure. Terms and conditions apply. Visit www.gxbank.my for more information. GXBank is a member of Perbadanan Insurans Deposit Malaysia. Deposits are protected by PIDM up to RM250,000 for each depositor. Minimum device requirements: - iOS version 15 and above

About

AffinAlwaysX

This banking app offers a streamlined and enhanced user journey for managing finances. It features intuitive navigation, QR payments, quick access to essential functions, and secure authorization for all transactions.

Highlights
  • Streamlined user interface
  • QR code payments and receipts
  • Quick access to frequent features
  • One-tap transaction authorization
  • Account balance and history review
  • Instant fund transfers and bill payments
Read full description

More intuitive. More efficient. More convenient. The upgraded version of the AffinAlways mobile app, AffinAlwaysX, is here to elevate your banking experience with that extra X factor. It retains all your essential banking features—account management, fund transfers, and bill payments—while introducing a more streamlined and enhanced user journey. From its sleek interface to its seamless navigation, AffinAlwaysX is designed to make managing your finances easier and faster. Key Features and Benefits: Simpler Design, Simplified Journey Easy on the eyes and effortless on the hands. AffinAlwaysX adopts a user-centered design that prioritises intuitive and seamless navigation. With its clean and modern interface, users can complete transactions effortlessly and efficiently, making every banking experience smooth and efficient. QR Pay Pay or receive payments with just a scan. Whether you’re settling a bill at a merchant or transferring money to an individual, simply scan the QR code—fast, easy, and secure. Quick Access Your essentials, right at your fingertips. Frequently used features are now front and center, ensuring quick and easy access to payments, transfers, and more. AffinSecure Authorisation Enjoy fast, one-tap approval for all transactions. With AffinSecure integrated into the app, you get enhanced security with minimal effort. Effortless Account Management A comprehensive suite of features to help you check your account balances, review transaction history, and monitor your expenses—all with just a few taps. Seamless Transactions Transfer funds or make bill payments instantly—whenever it's convenient for you. And the best part? It's completely hassle-free. Ready to elevate your banking experience? AffinAlwaysX offers greater convenience, enhanced security, and a more intuitive journey. Whether you're paying bills, transferring funds, or managing your accounts, AffinAlwaysX ensures everything you need is simplified, streamlined, and secure.

Screenshots

GXBank4 screens
AffinAlwaysX4 screens

Verdict

The call

The clearest difference is rating: GXBank at 4.6 against AffinAlwaysX's 2.6. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GXBank holds the better App Store score, 4.6 against 2.6. Both are backed by a comparable volume of ratings — 11 and 5 respectively. Written reviews point the same way: 55% of GXBank's written reviews are positive against 48% of AffinAlwaysX's.

UpkeepUpdate frequency

GXBank ships an update every 2 weeks, AffinAlwaysX weekly. The most recent releases landed on November 12, 2026 and November 8, 2026 respectively.

Scorecard1 real difference · 9 level
GXBank versus AffinAlwaysX: the parameters behind the verdict, then further details
ParameterGXBankAffinAlwaysX
PriceFreeFree
Rating4.6 (11 ratings) — better2.6 (5 ratings)
Positive reviews54.5% of reviews — better48.1% of reviews
Number of ratings11 — better5
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size132 MB144 MB
Age rating4+4+
DeveloperGX Bank BerhadAffin Bank Berhad

Customer experience

GXBank

All ratings11 ratings
Positive90.9%
Neutral9.1%
Negative0.0%
Written reviews66 reviews
Positive54.5%
Neutral6.1%
Negative39.4%

AffinAlwaysX

All ratings5 ratings
Positive20.0%
Neutral20.0%
Negative60.0%
Written reviews52 reviews
Positive48.1%
Neutral17.3%
Negative34.6%

Bugs and requests

GXBank

Not enough reviews yet to summarise bugs or requests.

AffinAlwaysX

Reported bugs

3 issues
  • App crashing when entering password
  • Stuck on 'Update Now' screen with no update available
  • Unable to log in or transfer money due to system errors

Requested features

4 requests
  • Increase daily transaction limit
  • Add available credit limit and pending transactions view
  • Improve notification system
  • Separate notification and logout icons

In-app purchases

None

GXBank

No in-app purchases

None

AffinAlwaysX

No in-app purchases

Questions

Is GXBank free?
GXBank is free to download, with no in-app purchases.
Is AffinAlwaysX free?
AffinAlwaysX is free to download, with no in-app purchases.
Which has better reviews, GXBank or AffinAlwaysX?
GXBank is rated higher. GXBank averages 4.6 out of 5 from 11 ratings, while AffinAlwaysX averages 2.6 from 5 ratings.
Do GXBank or AffinAlwaysX have ads?
Neither GXBank nor AffinAlwaysX shows ads.
Which is updated more often, GXBank or AffinAlwaysX?
GXBank ships an update every 2 weeks, and AffinAlwaysX weekly. Most recently, GXBank was updated on November 12, 2026 and AffinAlwaysX on November 8, 2026.

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