OUTsurance vs MasterPass Scan to Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
MasterPass Scan to Pay
Easily scan and pay QR codes for groceries, bills, and online purchases. Securely add Visa and Mastercard for convenient payments without entering card details. Purchase prepaid airtime and data bundles instantly.
- Scan and pay QR codes
- Securely add bank cards
- Pay bills and online purchases
- Buy prepaid airtime and data
- No need to enter card details
- Industry-standard encryption
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Scan to Pay powered by Ukheshe. Our app makes it easy to scan and pay QR codes for almost anything, from groceries to bills to online shopping. Sign up using only your mobile number and securely add bank cards from Visa and Mastercard for safe and convenient payments. Your cards are protected with industry-standard encryption keeping you safe and secure. You can pay any printed or online QR codes from Scan to Pay/Masterpass or SnapScan. Pay bills from Pay@, Easy Pay, DStv, municipalities and more. You can also pay faster at online retailers like Takealot and more by selecting Scan to Pay or Masterpass when checking out. You don’t need to enter card details or banking information. Our app provides convenience when buying prepaid airtime, data and SMS bundles from MTN and Vodacom for yourself or someone else. Select the product you want and use your saved cards to pay. Your prepaid airtime and data will be automatically loaded. No need to enter voucher codes. Scan to Pay is a convenient and secure way to make payments.
Screenshots
Verdict
The clearest difference is review sentiment: OUTsurance at 62% against MasterPass Scan to Pay's 13%. OUTsurance also leads on rating (4.8 vs 1.8) and ratings volume (384 vs 4). MasterPass Scan to Pay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OUTsurance holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 62% of OUTsurance's written reviews are positive against 13% of MasterPass Scan to Pay's.
OUTsurance ships an update fortnightly, MasterPass Scan to Pay every 3 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | OUTsurance | MasterPass Scan to Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (384 ratings) — better | 1.8 (4 ratings) |
| Positive reviews | 62.1% of reviews — better | 12.8% of reviews |
| Number of ratings | 384 — better | 4 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | Ukheshe Technologies (Pty) Ltd |
Customer experience
OUTsurance
MasterPass Scan to Pay
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
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- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
MasterPass Scan to Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
MasterPass Scan to Pay
No in-app purchases
Questions
Is OUTsurance free?
Is MasterPass Scan to Pay free?
Which has better reviews, OUTsurance or MasterPass Scan to Pay?
Do OUTsurance or MasterPass Scan to Pay have ads?
Which is updated more often, OUTsurance or MasterPass Scan to Pay?
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