Comparison

Cashew vs zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Start tracking your finances today and understand where your money is going with Cashew! Set budgets to monitor your financial progress and create responsible spending habits. It's not just an app – it's your personal guide. Flexible Budgeting, Tailored for You: Craft budgets that align with your life. Whether it's a monthly, weekly, or a unique time frame, set a budget that adapts to your rhythm. Visualize with Clarity: Pie charts and bar graphs transform numbers into visual stories, making your financial journey engaging and understandable. Understand Your Financial History: Easily comprehend your past spending periods, allowing you to fine-tune your budgeting strategies. Stay in the Loop: Effortlessly track subscriptions and recurring transactions while receiving timely reminders, ensuring you remain in control. Stunning Interface and Design: Immerse yourself in an interface that blends beauty and functionality seamlessly. Personalization at Your Fingertips: Dive into the elegant interface with dark mode and personalize the app's accent colors to suit your style. Currency Support: Seamlessly manage finances across currencies, with current conversion rates. Ready to revolutionize your financial journey? It's not just an app; it's your partner in getting control of your finances. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

About

zero

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

Highlights
  • Offline expense tracking
  • No account required
  • Track money owed and lent
  • Customizable categories
  • Visual spending reports
  • Data export and import
  • Privacy-focused local storage
Features
Read full description

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

Screenshots

Cashew4 screens
zero4 screens

Verdict

The call

The clearest difference is rating: Cashew at 4.9 against zero's 3.3. Cashew also leads on review sentiment (97% vs 67%) and ratings volume (508 vs 3). zero's advantage is in-app purchases (none vs 3) and iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. zero asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cashew holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: Cashew has 508 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 97% of Cashew's written reviews are positive against 67% of zero's.

UpkeepUpdate frequency

Cashew ships an update every 3 weeks, zero every 2 weeks. The most recent releases landed on September 24, 2026 and September 13, 2026 respectively.

Scorecard6 real differences · 4 level
Cashew versus zero: the parameters behind the verdict, then further details
ParameterCashewzero
PriceFreeFree
Rating4.9 (508 ratings) — better3.3 (3 ratings)
Positive reviews97.5% of reviews — better66.7% of reviews
Number of ratings508 — better3
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size100 MB31 MB
Age rating4+4+
DeveloperJames KokoskaLossless Protocols

Customer experience

Cashew

All ratings508 ratings
Positive99.0%
Neutral0.6%
Negative0.4%
Written reviews316 reviews
Positive97.5%
Neutral1.3%
Negative1.3%

zero

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

zero

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99
None

zero

No in-app purchases

Questions

Is Cashew free?
Cashew is free to download, with in-app purchases available.
Is zero free?
zero is free to download, with no in-app purchases.
Which has better reviews, Cashew or zero?
Cashew is rated higher. Cashew averages 4.9 out of 5 from 508 ratings, while zero averages 3.3 from 3 ratings.
Do Cashew or zero have ads?
Neither Cashew nor zero shows ads.
Which is updated more often, Cashew or zero?
Cashew ships an update every 3 weeks, and zero every 2 weeks. Most recently, Cashew was updated on September 24, 2026 and zero on September 13, 2026.

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