Cashew vs zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashew
This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.
- Flexible budgeting (monthly, weekly, custom)
- Visual spending reports (pie charts, bar graphs)
- Subscription and recurring transaction tracking
- Personalized interface (dark mode, accent colors)
- Multi-currency support with conversion rates
- Timely reminders for transactions
Read full descriptionHide full description
Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms
zero
This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.
- Offline expense tracking
- No account required
- Track money owed and lent
- Customizable categories
- Visual spending reports
- Data export and import
- Privacy-focused local storage
Read full descriptionHide full description
WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.
Screenshots
Verdict
The clearest difference is rating: Cashew at 4.9 against zero's 3.3. Cashew also leads on review sentiment (98% vs 67%) and ratings volume (520 vs 3). zero's advantage is in-app purchases (none vs 3) and iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. zero asks for nothing beyond the download.
Cashew holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: Cashew has 520 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 98% of Cashew's written reviews are positive against 67% of zero's.
Cashew ships an update every 3 weeks, zero every 2 weeks. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.
| Parameter | Cashew | zero |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (520 ratings) — better | 3.3 (3 ratings) |
| Positive reviews | 97.5% of reviews — better | 66.7% of reviews |
| Number of ratings | 520 — better | 3 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 103 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | James Kokoska | Lossless Protocols |
Customer experience
Cashew
zero
Bugs and requests
Cashew
Reported bugs
2 issues- Recurring transactions not generating properly
- Inconsistent behavior when configuring past installments
Requested features
4 requests- Add widgets for quick access
- Implement shared budgets and family access
- Improve recurring transaction management
- Export data to Excel/CSV
zero
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cashew
- Cashew Pro Monthly$1.491 Month
- Cashew Pro Yearly$11.991 Year
- Cashew Pro Lifetime$19.99
zero
No in-app purchases









