Comparison

Arat Capital | ارات المالية vs تحالف المالية

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arat Capital | ارات المالية

This platform connects real estate developers with investors, offering instant financing for SMEs and Sharia-compliant investment opportunities with competitive returns. Features include auto-investment nominations and a loyalty points program.

Highlights
  • Instant financing for SMEs
  • Real estate backed investment opportunities
  • Auto-invest nomination
  • Loyalty points program
  • Sharia-compliant finance
Features
Read full description

ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA) Join Arat Financing Platform now and have access to : - Instant Financing: Arat issues sukuk as investment and debt instruments for SME real estate developers, offering up to 20 million in funds. - Investment opportunities with competitive returns: We offers individual and institutional investors opportunities to invest in Real Estate Backed projects App Features: 1- Request Instant financing: You can get an Instant financing if you are a SME 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest Nomination: Feature that allows you to define your investment preferences for future opportunities so that the application will alert you once the opportunities are available and nominate you to invest in opportunities that match with the level of risk set by you. 4- Mokafa’a Points Program: Take advantage of your Purchase orders in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments, or to get gifts and value discounts through our partners. 5- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards. Key Benefits for Investor? - flexible and short-term Investment - Investments are backed up by Real Estate Guarantees - Compliant with Sharia Law as well as KYC and AML, CFT regulations - Very limited correlation to capital market performance - Auto Invest Nomination feature Key Benefits for SMEs? - On-demand Sukuk financing solution. - Immediate initial approval & Final Approval within 5 days - Flexible rates starts at 1%/Month with early payment discount - Off-balance funding, Approved and in compliance with Sharia Law ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.

About

تحالف المالية

A licensed financial technology company offering innovative investment opportunities and financing solutions. Access the latest investment prospects starting from 1000 Saudi Riyals with secure payment options. Explore promising investments across various stages with ease and reliability.

Highlights
  • Licensed financial technology company
  • Innovative investment opportunities
  • Financing solutions
  • Access to latest investment prospects
  • Investments starting from 1000 SAR
  • Secure payment options
Features
Read full description

تحالف المالية هي شركة تقنية مالية مصرحة من هيئة السوق المالية ‏بموجب التصريح رقم ( 2022/79/09 ) لممارسة نشاط التقنية المالية في أعمال الأوراق المالية، تقدّم تحالف المالية فرصاً استثمارية وحلولاً تمويلية مبتكرة. يتيح لك تطبيق تحالف المالية الوصول لأحدث الفرص الاستثمارية بدءاً من 1000 ريال سعودي، سجل وابدأ باكتشاف عالم من الفرص الاستثمارية الواعدة في مراحل مختلفة وعلى ‏نطاق واسع، بكل يُسر وسهولة وموثوقية مع خيارات دفع آمنة.‏

Screenshots

Arat Capital | ارات المالية4 screens
تحالف المالية4 screens

Verdict

The call

The clearest difference is rating: Arat Capital | ارات المالية at 5.0 against تحالف المالية's 2.3. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Arat Capital | ارات المالية holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively.

UpkeepUpdate frequency

Arat Capital | ارات المالية ships an update monthly, تحالف المالية every 3 weeks. The most recent releases landed on October 21, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
Arat Capital | ارات المالية versus تحالف المالية: the parameters behind the verdict, then further details
ParameterArat Capital | ارات الماليةتحالف المالية
PriceFreeFree
Rating5.0 (6 ratings) — better2.3 (3 ratings)
Positive reviews—0.0% of reviews
Number of ratings6 — better3
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size61 MB64 MB
Age rating17+17+
DeveloperArat CapitalTAHALUF CAPITAL CO.

Customer experience

Arat Capital | ارات المالية

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

تحالف المالية

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews9 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Arat Capital | ارات المالية

No in-app purchases

None

تحالف المالية

No in-app purchases

Questions

Is Arat Capital | ارات المالية free?
Arat Capital | ارات المالية is free to download, with no in-app purchases.
Is تحالف المالية free?
تحالف المالية is free to download, with no in-app purchases.
Which has better reviews, Arat Capital | ارات المالية or تحالف المالية?
Arat Capital | ارات المالية is rated higher. Arat Capital | ارات المالية averages 5.0 out of 5 from 6 ratings, while تحالف المالية averages 2.3 from 3 ratings.
Do Arat Capital | ارات المالية or تحالف المالية have ads?
Neither Arat Capital | ارات المالية nor تحالف المالية shows ads.
Which is updated more often, Arat Capital | ارات المالية or تحالف المالية?
Arat Capital | ارات المالية ships an update monthly, and تحالف المالية every 3 weeks. Most recently, Arat Capital | ارات المالية was updated on October 21, 2026 and تحالف المالية on October 12, 2026.

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