Comparison

Expensense vs AYA Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensense

Effortlessly track your income and expenses to achieve financial success. This app offers simple tools for budgeting, managing accounts, and understanding where your money goes, helping you save and reach your financial goals.

Highlights
  • Expense tracking
  • Income tracking
  • Budget creation
  • Account management
  • Offline functionality
  • FaceID security
  • iCloud backup
Features
Read full description

Expensense - effortless expense and income tracking for your financial success! Our app provides simple tools for effective financial management. Track your finances, create budgets, and achieve your financial goals with ease. It will help answer questions like: Where does the money go? What expenses do we have, and how can we save? Start managing your personal finances with our application. We help to make this process convenient for you. Application features: - Works without internet connection - Expense tracking - Income tracking - Adding and managing accounts - Balance adjustment on the account - Expense category management - Income category management - Expense category statistics - Income category statistics - Overall statistics for specific periods - App language selection - FaceID security - iCloud backup The app offers an auto-renewing Premium Subscription. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://app.websitepolicies.com/policies/view/sqwryhrm If you have any suggestions, write to us: expensense.app@gmail.com Download the app and start using it right now!

About

AYA Mobile Banking

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

Highlights
  • Account management with transaction history
  • Fund transfers (own, other, AYA Pay)
  • Card management (lock, unlock, details)
  • Prepaid card top-ups and credit card repayments
  • Bill payments with saved billers
  • Transaction PIN for security
  • Fraud Call Alerts
Features
Read full description

Welcome to AYA Mobile Banking. Start Your Digital Banking Journey! Discover a completely revamped banking experience with AYA Bank’s mobile banking app, designed for your convenience, security, and financial management needs. Seamless Banking Anytime, Anywhere • Effortlessly manage your accounts with 6 months of transaction history and personalized nicknames. • Transfer funds with ease: Own Account, Other Accounts, and AYA Pay transfers, with saved payees for faster transactions. • Experience hassle-free card management: lock, unlock, and check card details and balances, along with complete card transaction history. Powerful Features at Your Fingertips • Top up prepaid cards and repay credit cards in just a few taps. • Simplify bill payments with saved billers and recent payment options. • Enhanced security with Transaction PIN for worry-free transactions. • Fraud Call Alerts help protect you from suspicious phone calls by identifying verified incoming calls from AYA Bank, so you can avoid potential fraud. Redesigned for You • Enjoy a modernized user interface and smoother navigation for a truly engaging experience. • Make smarter financial decisions with comprehensive tools that put you in control. AYA Mobile Banking is your trusted partner in everyday banking, enabling secure, fast, and personalized services 24/7. Upgrade now and explore a world of convenience!

Screenshots

Expensense4 screens
AYA Mobile Banking4 screens

Verdict

The call

The clearest difference is in-app purchases: AYA Mobile Banking at none against Expensense's 3. AYA Mobile Banking also leads on ratings volume (147 vs 2). Expensense's advantage is rating (5.0 vs 4.5) and update cadence (every 4 days vs every 6 weeks). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensense sells 3 in-app purchases, starting at $2.99 per month. AYA Mobile Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expensense holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: AYA Mobile Banking has 147 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Expensense ships an update every 4 days, AYA Mobile Banking every 6 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
Expensense versus AYA Mobile Banking: the parameters behind the verdict, then further details
ParameterExpensenseAYA Mobile Banking
PriceFreeFree
Rating5.0 (2 ratings) — better4.5 (147 ratings)
Positive reviews—78.3% of reviews
Number of ratings2147 — better
Update frequencyEvery 4 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size45 MB85 MB
Age rating4+4+
DeveloperSultan IrkaliyevAYA Bank

Customer experience

Expensense

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

AYA Mobile Banking

All ratings140 ratings
Positive88.6%
Neutral2.9%
Negative8.6%
Written reviews23 reviews
Positive78.3%
Neutral4.3%
Negative17.4%

Bugs and requests

Expensense

Not enough reviews yet to summarise bugs or requests.

AYA Mobile Banking

Reported bugs

1 issue
  • Account not found error

Requested features

1 request
  • More digital banking features

In-app purchases

3 purchases

Expensense

Subscriptions2
  • Monthly premium access$2.991 Month
  • Yearly premium access$12.991 Year
One-time1
  • Premium - Lifetime$24.99
None

AYA Mobile Banking

No in-app purchases

Questions

Is Expensense free?
Expensense is free to download, with in-app purchases available.
Is AYA Mobile Banking free?
AYA Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Expensense or AYA Mobile Banking?
Expensense is rated higher. Expensense averages 5.0 out of 5 from 2 ratings, while AYA Mobile Banking averages 4.5 from 147 ratings.
Do Expensense or AYA Mobile Banking have ads?
Neither Expensense nor AYA Mobile Banking shows ads.
Which is updated more often, Expensense or AYA Mobile Banking?
Expensense ships an update every 4 days, and AYA Mobile Banking every 6 weeks. Most recently, Expensense was updated on November 4, 2026 and AYA Mobile Banking on November 5, 2026.

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