TransUnion® vs LifeLock Identity

With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** *Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products. Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider. ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout

Identity theft is when criminals use your personal information, such as your Social Security number, email address, passwords, or financial account details, to open accounts, access your money, or commit fraud in your name. A breached login, exposed email address, or stolen account detail can give criminals the information they need to commit identity theft and disrupt your whole life. LifeLock protects your identity by monitoring your personal information and sending you alerts to potential identity threats. And if you become a victim, live, U.S.-based Restoration Specialists will do whatever it takes to fix your identity theft. Recognized as the #1 identity theft protection provider by Security.org, SafeHome, Tom’s Guide and TechRadar, LifeLock provides: Identity restoration, guaranteed. If your identity is stolen, we fix it—guaranteed. U.S.-based Restoration Specialists. A dedicated expert handles the calls, the paperwork, and steps needed to resolve your identity theft case, so you don’t have to. Up to $3 million in identity theft coverage. Get coverage for stolen funds, personal expenses, and legal and expert costs, subject to plan limits and policy terms.¹ Personal information monitoring and alerts. Know if personal information like your Social Security number, email, address, and phone number are being used. Financial monitoring and alerts. Get alerted to unusual payments, unfamiliar merchants, or spending that doesn’t fit your patterns across your connected financial accounts.† Automatic data broker removal. We scan top data broker sites for your personal information and continuously work to remove it, helping reduce your exposure. Scam support when you need it. Get 24/7 support from our Virtual Advisor to help protect against scams, plus up to $10k scam reimbursement. ³ We do not monitor all transactions at all businesses. Credit features require setup, identity verification and sufficient credit history and may take several days to activate after enrollment. * Restrictions apply. Automatically renewing subscription required. If you're a victim of identity theft and not satisfied with our resolution, you may receive a refund for the current term of your subscription. See lifelock.norton.com/guarantee for complete details. 1 Up to $1 million coverage for Lawyers and Experts included with all plans. Reimbursement and expense compensation vary according to plan. Insurance benefits are issued by third parties. See lifelock.norton.com/legal for policy info. 2 Identity Lock cannot prevent all account takeovers, unauthorized account openings, or credit file inquiries. Deactivates if you downgrade or cancel your subscription. 3 Scam protection coverage as part of identity theft benefits is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York. Gen Digital is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the Summary of Benefits at lifelock.norton.com/legal.