Comparison

WSECU vs 1st Security

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WSECU

Manage your finances with a refreshed mobile banking experience. Securely sign in, transfer funds, deposit checks remotely, and make loan payments. Customize your view with dark mode and stay informed with account alerts.

Highlights
  • Secure biometric sign-in
  • Money transfers
  • Remote check deposit
  • Loan payments via debit/credit
  • Card lock/unlock
  • Account alerts
  • Dark mode
Features
Currently charting
Read full description

Discover fresh features and a fresh look with the new WSECU Mobile Banking app. Navigate intuitively, choose dark mode and stay up to date on each step of your financial journey. Features and benefits include: • Sign in securely using biometrics. • Transfer money. • Deposit checks without visiting a branch or ATM. • Make loan payments using debit or credit. • View scheduled payments and transfers. • Temporarily lock and unlock your cards. • Create and manage account alerts. • Activate dark mode to save energy. • Find your nearest branch or ATM.

About

1st Security

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Send money with Zelle
  • Mobile check deposit
  • Schedule and manage bill payments
  • Set custom card notifications
  • Find branches and ATMs
Features
Read full description

Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.

Screenshots

WSECU4 screens
1st Security4 screens

Verdict

The call

The clearest difference is rating: WSECU at 4.4 against 1st Security's 3.7. WSECU also leads on update cadence (every 2 weeks vs every 5 months) and chart position (#127 vs unranked). 1st Security's advantage is review sentiment (40% vs 13%) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

WSECU holds the better App Store score, 4.4 against 3.7. That said, the two scores are not equally well evidenced: WSECU has 2.2K ratings behind it against 326, so its average is the more settled of the two. Written reviews complicate that: 13% of WSECU's written reviews are positive against 40% of 1st Security's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

WSECU ships an update every 2 weeks, 1st Security every 5 months. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard6 real differences · 5 level
WSECU versus 1st Security: the parameters behind the verdict, then further details
ParameterWSECU1st Security
PriceFreeFree
Rating4.4 (2.2K ratings) — better3.7 (326 ratings)
Positive reviews12.8% of reviews39.7% of reviews — better
Number of ratings2.2K — better326
Update frequencyEvery 2 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#127 — better
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS17.016.0 — better
Further details — not scored
Size401 MB115 MB
Age rating4+4+
DeveloperWashington State Employees Credit Union1st Security Bank of Washington

Customer experience

WSECU

All ratings2,241 ratings
Positive85.0%
Neutral2.5%
Negative12.5%
Written reviews180 reviews
Positive12.8%
Neutral3.9%
Negative83.3%

1st Security

All ratings13 ratings
Positive92.3%
Neutral7.7%
Negative0.0%
Written reviews68 reviews
Positive39.7%
Neutral5.9%
Negative54.4%

Bugs and requests

WSECU

Not enough reviews yet to summarise bugs or requests.

1st Security

Reported bugs

2 issues
  • App won't let you log in
  • HELOC balance and due date not updating properly

Requested features

2 requests
  • Show credit card balance when transferring money
  • Ability to go back to previous page

In-app purchases

None

WSECU

No in-app purchases

None

1st Security

No in-app purchases

Questions

Is WSECU free?
WSECU is free to download, with no in-app purchases.
Is 1st Security free?
1st Security is free to download, with no in-app purchases.
Which has better reviews, WSECU or 1st Security?
WSECU is rated higher. WSECU averages 4.4 out of 5 from 2.2K ratings, while 1st Security averages 3.7 from 326 ratings.
Do WSECU or 1st Security have ads?
Neither WSECU nor 1st Security shows ads.
Which is updated more often, WSECU or 1st Security?
WSECU ships an update every 2 weeks, and 1st Security every 5 months. Most recently, WSECU was updated on September 22, 2026 and 1st Security on September 21, 2026.

Other comparisons