Comparison

MBL M vs HI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MBL M

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Transaction dispute tracking
Features
Read full description

Embark on a seamless banking journey with MBL M-Smart. MBL M-Smart is the essence of convenience in Machhapuchchhre Bank's Mobile Banking App. Experience the ease of managing your finances anytime, anywhere, directly from your handheld devices. Unlock a world of possibilities with our secure and regularly updated app, introducing exciting features that redefine mobile banking. Key Features: Banking On the Go Bill Payments made easier Open a Fixed Deposit Loan against FD just on few clicks Raise and track your disputed transaction Top Up made seamlessly easier Fund Transfers made swift and secure QR Code: Scan and Pay convenience. Instant Online and Retail Payment Smooth Tap and pay feature Easy access to your Account Information User Friendly, Safe and secure interface. View your account statement And Many More Exciting Features Security Matters: MBL M-Smart safeguards your information with advanced 128-bit SSL encryption, ensuring your peace of mind during every login. Getting Started: To enjoy the benefits of MBL M-Smart, simply maintain a valid account with Machhapuchchhre Bank and subscribe to our Mobile Banking Service. Banking, Simplified: Experience the simplicity of banking without the need to visit a branch. MBL M-Smart, a proud member of the Fonepay Network, brings you smart banking for smart people. Download Now: Your journey to smart and secure banking begins with MBL M-Smart. Join the league of smart individuals embracing innovation in finance!

About

HI

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

Highlights
  • Fund transfer (same and other banks)
  • Card management
  • Loan and fixed deposit view
  • QR payments (NepalPay, eSewa)
  • Account statement and transfer activities
  • Balance enquiry
  • Utility payments
Read full description

HBL HI-MB Plus is a convenient and reliable banking app that provides you all the banking facilities in your fingertips. The application is applicable to all the customers having their HBL bank accounts with HI-MB Plus Subscriptions. Features provided by our HI-MB service: 1. Same bank and other bank fund transfer. 2. Card Management. 3. Loans View and Fixed deposit view 4. QR payment associated with NepalPay and eSewa. 5. Account Statement and Transfer Activities. 6. Balance Enquiry. 7. Information regarding banking hour 8. Find HBL ATM and HBL Branches 9. Foreign exchange rate 10. ConnectIPS 11. Utility Payment (NEA Payments, Top Ups, etc).

Screenshots

MBL M4 screens
HI4 screens

Verdict

The call

The clearest difference is rating: MBL M at 3.3 against HI's 1.5. MBL M also leads on monetization model (free vs free with in-app purchases) and review sentiment (13% vs 0%). HI's advantage is update cadence (weekly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MBL M holds the better App Store score, 3.3 against 1.5. Both are backed by a comparable volume of ratings — 46 and 84 respectively. Written reviews point the same way: 13% of MBL M's written reviews are positive against 0% of HI's.

UpkeepUpdate frequency

MBL M ships an update every 2 months, HI weekly. The most recent releases landed on October 9, 2026 and October 19, 2026 respectively.

Scorecard5 real differences · 5 level
MBL M versus HI: the parameters behind the verdict, then further details
ParameterMBL MHI
PriceFreeFree
Rating3.3 (46 ratings) — better1.5 (84 ratings)
Positive reviews12.5% of reviews — better0.0% of reviews
Number of ratings4684 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size186 MB165 MB
Age rating17+4+
DeveloperMachhapuchchhre Bank LtdHimalayan Bank Limited

Customer experience

MBL M

All ratings46 ratings
Positive52.2%
Neutral6.5%
Negative41.3%
Written reviews8 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

HI

All ratings84 ratings
Positive13.1%
Neutral2.4%
Negative84.5%
Written reviews66 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

MBL M

Not enough reviews yet to summarise bugs or requests.

HI

Reported bugs

3 issues
  • Unable to log in with existing credentials
  • Captcha validation not working
  • Inconsistent app behavior and errors

Requested features

3 requests
  • Bring back the old working version
  • Improve login and account recovery process
  • Enhance overall app stability and reliability

In-app purchases

None

MBL M

No in-app purchases

None

HI

No in-app purchases

Questions

Is MBL M free?
MBL M is free to download, with no in-app purchases.
Is HI free?
HI is free to download, with no in-app purchases.
Which has better reviews, MBL M or HI?
MBL M is rated higher. MBL M averages 3.3 out of 5 from 46 ratings, while HI averages 1.5 from 84 ratings.
Do MBL M or HI have ads?
Neither MBL M nor HI shows ads.
Which is updated more often, MBL M or HI?
MBL M ships an update every 2 months, and HI weekly. Most recently, MBL M was updated on October 9, 2026 and HI on October 19, 2026.

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