MONO vs 速记账单
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MONO
Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.
- AI-powered expense recognition
- Multiple logging methods (text, screenshot, photo)
- Automatic spending categorization
- Smart financial reports and charts
- Subscription management with reminders
- Multi-currency support
- Secure iCloud sync and CSV export
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Type a message, take a screenshot, or snap a photo — MONO uses AI to recognize amounts, merchants, and categories automatically. Done in 1 second, no manual input needed. 【AI-Powered Recognition】 Three ways to log expenses automatically: text, screenshots, and photos. Expense tracking has never been this easy. 【Multiple Ways to Log】 • Chat-style entry: record expenses like sending a message • Screenshot recognition: import payment screenshots directly • Photo capture: point at receipts for auto-recognition • Siri Shortcuts: log expenses with a single voice command • Manual input: traditional entry, still fast and easy 【Smart Categories & Reports】 • Auto-categorize your spending • Multi-dimensional charts (monthly trends, category breakdown, calendar view) • Customizable expense categories and payment methods 【Multi-Currency Support】 Track expenses in any major currency — perfect for travel and international spending. 【Subscription Management】 Keep all your subscriptions in one place with renewal reminders to avoid surprise charges. 【Data Security】 • iCloud sync — seamless device switching • Additional cloud backup for extra protection • CSV export — your data, your control 【More Features】 • Dynamic Island live display for instant feedback • Multi-person expense analysis • Account balance management • Home screen widgets for quick spending overview MONO — clarity for every transaction. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.weisenjoy.com/privacy
速记账单
Effortlessly manage your daily income and expenses with this fast, ad-free tool. Visualize your spending with dynamic charts and enjoy secure, local data storage. Offers flexible subscription options or a one-time purchase for premium features.
- 3-second automated bookkeeping
- Dynamic spending charts
- Lightweight and secure
- Customizable accounting periods
- iCloud backup and multi-device sync
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无广告,快捷指令极速记账工具 app，3秒完成日常收支管理 核心功能 - 极速体验：自动记账仅需3步完成记账 - 透明消费：动态图表揭示“钱去哪儿了”，避免月底对账焦虑 - 轻量安全：无广告、无冗余权限，数据仅存于你的手机 - 动态图表：消费占比饼图、收支对比柱状图，支持点击查看明细。 - 自定义周期: 自定义记账周期. - iCloud 备份: 多端同步, 保护数据防止丢失. ---------------------- 速记账单专业版是自动订阅的形式, 提供按月或按年订阅. 也可以选择一次买断, 后续不再收费. 开通 按月订阅/按年订阅 则视为您授权在您开通的高级版服务订阅即将到期时，从您的iTunes账户（简称“账户”）代扣下一个计费周期的高级版版服务费用. 扣费时间为计费周期前 24 小时内. 因上述账户余额不足导致扣费失败的, 我的书橱有权在不作另行通知的前提下, 停或终止您的专业版服务. 已经开通了按月/按年订阅的用户, 如果想转为永久买断, 请主动通过订阅管理取消订阅, 以避免重复扣费, 给您造成不必要的损失. 关于取消已开通的自动续期服务, 您可以在 AppStore -> 个人中心 -> 订阅 中取消订阅. 更加详细的请阅读以下文件: 隐私政策：https://snapbill.mistar.tech/blog/terms/privacy-policy 服务条款：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: MONO at daily against 速记账单's every 10 days. 速记账单's advantage is rating (5.0 vs 4.6) and review sentiment (91% vs 68%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MONO sells 3 in-app purchases, starting at $2.99 per month and 速记账单 sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
速记账单 holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 14 and 5 respectively. Written reviews point the same way: 68% of MONO's written reviews are positive against 91% of 速记账单's.
MONO ships an update daily, 速记账单 every 10 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | MONO | 速记账单 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (14 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 68.3% of reviews | 91.2% of reviews — better |
| Number of ratings | 14 — better | 5 |
| Update frequency | Daily — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 18.0 | 16.1 — better |
| Further details — not scored | ||
| Size | 478 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Chengdu Weisen Quwan Technology Co., Ltd | 俊锋 仝 |
Customer experience
MONO
速记账单
In-app purchases
MONO
- Premium – Monthly Subscription$2.991 Month
- Premium – Yearly Subscription$9.991 Year
- Lifetime$12.99
速记账单
- 周会员$0.997 Days
- 年度会员$3.991 Year
- 永久会员(早鸟价)$4.99
