Comparison

Top Hat vs Steer Clear®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Top Hat

Enhance your learning experience with interactive resources, in-class participation tools, and dynamic digital textbooks. Engage with professors and peers, and test your knowledge with quizzes and polls to improve comprehension and retention.

Highlights
  • Follow lecture slides on your device
  • In-class response system
  • In-app discussions with peers and professors
  • Dynamic, interactive digital textbooks
  • Take polls and quizzes
  • Access graded and non-graded homework
Features
Currently charting
Read full description

Top Hat is the perfect companion app to our comprehensive assessment platform that helps you learn better before, during and after class. Top Hat makes learning fun and engaging (seriously!) and sets you up for success, helping you connect with your professors, your peers and the content you’re learning in and out of the classroom. Here’s what Top Hat offers you: Compelling resources, delivered on your smartphone or laptop: • Follow your prof’s lecture slides on your own device • Contribute in class with an easy-to-use response system that’s always with you • Participate with your profs and peers using in-app discussions Content tailored to your course: • Experience dynamic, interactive textbooks loaded up with images, videos, audio clips and more • Read your digital materials from anywhere and keep them forever Quizzes, tests and polls that improve learning comprehension: • Challenge yourself by taking polls and quizzes on your own devices • Improve your knowledge retention with interactive assessment elements • Check for gaps in your understanding with graded and non-graded homework and short quizzes Thanks for using Top Hat. As you experience the app, we’d love to get your feedback: support@tophat.com or follow us on Instagram, Twitter or Facebook @TopHat

About

Steer Clear®

This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.

Highlights
  • Learning modules on safe driving topics
  • Automatic trip tracking
  • Driving behavior feedback (braking, acceleration, cornering)
  • Program completion certificate
  • Motivational badges for accomplishments
  • Distracted driving education
Read full description

The Steer Clear® app is part of a comprehensive program that helps young drivers reinforce positive driving behavior. Young drivers, under age 25, who complete the Steer Clear® Safe Driver Program, may be eligible for an adjustment to the premium on their State Farm® auto insurance. The Steer Clear mobile application tracks a driver's progress through pre-set learning modules of updated content including topics such as Bluetooth, distracted driving (texting/games), and special driving situations. Drivers will no longer need to manually record their trips if the program is conducted through this app. Throughout their trips, drivers will be scored and given feedback on their braking, acceleration, and cornering. Once a driver completes the program, they will receive a program completion certificate that they can text, email, or bring into the agent's office. Badges have been added to Steer Clear to recognize and reward a variety of specific driving accomplishments. The badges will help align users to shared goals of the app, such as scoring a certain percentage on a specific driving behavior, while acting as virtual, motivational status symbols. Feel free to leave comments on the App Store or on our Facebook Teen Driver Safety page: www.facebook.com/sfteendriving *The Steer Clear® Safe Driver Program is not available in all states.

Screenshots

Top Hat4 screens
Steer Clear®4 screens

Verdict

The call

The clearest difference is update cadence: Top Hat at fortnightly against Steer Clear®'s every 2 months. Top Hat also leads on chart position (#166 vs unranked). Steer Clear®'s advantage is review sentiment (28% vs 14%) and ratings volume (69K vs 23K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Top Hat against 4.7 for Steer Clear®. Both are backed by a comparable volume of ratings — 23K and 69K respectively. Written reviews are what separate them: 14% of Top Hat's written reviews are positive against 28% of Steer Clear®'s.

UpkeepUpdate frequency

Top Hat ships an update fortnightly, Steer Clear® every 2 months. Both last shipped on September 26, 2026.

Scorecard4 real differences · 7 level
Top Hat versus Steer Clear®: the parameters behind the verdict, then further details
ParameterTop HatSteer Clear®
PriceFreeFree
Rating4.6 (23K ratings)4.7 (69K ratings) — better
Positive reviews14.4% of reviews28.5% of reviews — better
Number of ratings23K69K — better
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#166 — better—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size162 MB21 MB
Age rating4+12+
DeveloperTop Hat MonocleState Farm Mutual Automobile Insurance Company

Customer experience

Top Hat

All ratings22,776 ratings
Positive92.9%
Neutral3.3%
Negative3.8%
Written reviews195 reviews
Positive14.4%
Neutral8.2%
Negative77.4%

Steer Clear®

All ratings68,717 ratings
Positive93.1%
Neutral2.5%
Negative4.4%
Written reviews253 reviews
Positive28.5%
Neutral12.6%
Negative58.9%

User reviews

Top Hat

From 23K App Store ratings

What we love

  • 🚀 Smooth and intuitive interface
  • 👍 Useful for attendance and in-class quizzes
  • 💡 Potential for interactive learning

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔋 High battery consumption
  • 💰 Expensive subscription fees
  • 🔒 Privacy concerns with location tracking

Steer Clear®

From 69K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Provides driving feedback
  • 🚀 Quick lessons
  • 👍 User-friendly interface

Room to improve

  • 🐛 Inaccurate scoring
  • 🐛 Sensitive to phone movement
  • 🐛 Inconsistent trip recording
  • 🐛 Harsh/overly critical scoring
  • 🐛 Fails to account for real-world driving conditions

Bugs and requests

Top Hat

Reported bugs

3 issues
  • Answers not registering correctly
  • Slides not loading properly on mobile devices
  • Inconsistent performance across platforms

Requested features

3 requests
  • Add page numbers and search functionality to ebooks
  • Improve syncing between mobile and web versions
  • Allow more flexible location settings for attendance

Steer Clear®

Reported bugs

4 issues
  • Trips not recording due to phone movement
  • Acceleration/braking incorrectly detected
  • Inconsistent scoring between drives
  • Calibration issues causing inaccurate data

Requested features

4 requests
  • Allow driver comments/explanations for incidents
  • Improve scoring algorithm to be more realistic
  • Integrate with other driving apps for seamless experience
  • Provide more detailed feedback on areas for improvement

In-app purchases

None

Top Hat

No in-app purchases

None

Steer Clear®

No in-app purchases

Questions

Is Top Hat free?
Top Hat is free to download, with no in-app purchases.
Is Steer Clear® free?
Steer Clear® is free to download, with no in-app purchases.
Which has better reviews, Top Hat or Steer Clear®?
Steer Clear® is rated higher. Top Hat averages 4.6 out of 5 from 23K ratings, while Steer Clear® averages 4.7 from 69K ratings.
Do Top Hat or Steer Clear® have ads?
Neither Top Hat nor Steer Clear® shows ads.
Which is updated more often, Top Hat or Steer Clear®?
Top Hat ships an update fortnightly, and Steer Clear® every 2 months. Most recently, Top Hat was updated on September 26, 2026 and Steer Clear® on September 26, 2026.

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