Top Hat vs Steer Clear®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Top Hat
Enhance your learning experience with interactive resources, in-class participation tools, and dynamic digital textbooks. Engage with professors and peers, and test your knowledge with quizzes and polls to improve comprehension and retention.
- Follow lecture slides on your device
- In-class response system
- In-app discussions with peers and professors
- Dynamic, interactive digital textbooks
- Take polls and quizzes
- Access graded and non-graded homework
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Top Hat is the perfect companion app to our comprehensive assessment platform that helps you learn better before, during and after class. Top Hat makes learning fun and engaging (seriously!) and sets you up for success, helping you connect with your professors, your peers and the content you’re learning in and out of the classroom. Here’s what Top Hat offers you: Compelling resources, delivered on your smartphone or laptop: • Follow your prof’s lecture slides on your own device • Contribute in class with an easy-to-use response system that’s always with you • Participate with your profs and peers using in-app discussions Content tailored to your course: • Experience dynamic, interactive textbooks loaded up with images, videos, audio clips and more • Read your digital materials from anywhere and keep them forever Quizzes, tests and polls that improve learning comprehension: • Challenge yourself by taking polls and quizzes on your own devices • Improve your knowledge retention with interactive assessment elements • Check for gaps in your understanding with graded and non-graded homework and short quizzes Thanks for using Top Hat. As you experience the app, we’d love to get your feedback: support@tophat.com or follow us on Instagram, Twitter or Facebook @TopHat
Steer Clear®
This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.
- Learning modules on safe driving topics
- Automatic trip tracking
- Driving behavior feedback (braking, acceleration, cornering)
- Program completion certificate
- Motivational badges for accomplishments
- Distracted driving education
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The Steer Clear® app is part of a comprehensive program that helps young drivers reinforce positive driving behavior. Young drivers, under age 25, who complete the Steer Clear® Safe Driver Program, may be eligible for an adjustment to the premium on their State Farm® auto insurance. The Steer Clear mobile application tracks a driver's progress through pre-set learning modules of updated content including topics such as Bluetooth, distracted driving (texting/games), and special driving situations. Drivers will no longer need to manually record their trips if the program is conducted through this app. Throughout their trips, drivers will be scored and given feedback on their braking, acceleration, and cornering. Once a driver completes the program, they will receive a program completion certificate that they can text, email, or bring into the agent's office. Badges have been added to Steer Clear to recognize and reward a variety of specific driving accomplishments. The badges will help align users to shared goals of the app, such as scoring a certain percentage on a specific driving behavior, while acting as virtual, motivational status symbols. Feel free to leave comments on the App Store or on our Facebook Teen Driver Safety page: www.facebook.com/sfteendriving *The Steer Clear® Safe Driver Program is not available in all states.
Screenshots
Verdict
The clearest difference is update cadence: Top Hat at fortnightly against Steer Clear®'s every 2 months. Top Hat also leads on chart position (#166 vs unranked). Steer Clear®'s advantage is review sentiment (28% vs 14%) and ratings volume (69K vs 23K). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Top Hat against 4.7 for Steer Clear®. Both are backed by a comparable volume of ratings — 23K and 69K respectively. Written reviews are what separate them: 14% of Top Hat's written reviews are positive against 28% of Steer Clear®'s.
Top Hat ships an update fortnightly, Steer Clear® every 2 months. Both last shipped on September 26, 2026.
| Parameter | Top Hat | Steer Clear® |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (23K ratings) | 4.7 (69K ratings) — better |
| Positive reviews | 14.4% of reviews | 28.5% of reviews — better |
| Number of ratings | 23K | 69K — better |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #166 — better | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 162 MB | 21 MB |
| Age rating | 4+ | 12+ |
| Developer | Top Hat Monocle | State Farm Mutual Automobile Insurance Company |
Customer experience
Top Hat
Steer Clear®
User reviews
Top Hat
From 23K App Store ratingsWhat we love
- 🚀 Smooth and intuitive interface
- 👍 Useful for attendance and in-class quizzes
- 💡 Potential for interactive learning
Room to improve
- 🐛 Frequent crashes and bugs
- 🔋 High battery consumption
- 💰 Expensive subscription fees
- 🔒 Privacy concerns with location tracking
Steer Clear®
From 69K App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Provides driving feedback
- 🚀 Quick lessons
- 👍 User-friendly interface
Room to improve
- 🐛 Inaccurate scoring
- 🐛 Sensitive to phone movement
- 🐛 Inconsistent trip recording
- 🐛 Harsh/overly critical scoring
- 🐛 Fails to account for real-world driving conditions
Bugs and requests
Top Hat
Reported bugs
3 issues- Answers not registering correctly
- Slides not loading properly on mobile devices
- Inconsistent performance across platforms
Requested features
3 requests- Add page numbers and search functionality to ebooks
- Improve syncing between mobile and web versions
- Allow more flexible location settings for attendance
Steer Clear®
Reported bugs
4 issues- Trips not recording due to phone movement
- Acceleration/braking incorrectly detected
- Inconsistent scoring between drives
- Calibration issues causing inaccurate data
Requested features
4 requests- Allow driver comments/explanations for incidents
- Improve scoring algorithm to be more realistic
- Integrate with other driving apps for seamless experience
- Provide more detailed feedback on areas for improvement
In-app purchases
Top Hat
No in-app purchases
Steer Clear®
No in-app purchases









