WhoPays AI vs SplitNeat

WhoPays makes sharing money with friends, roommates, couples, or travel groups effortless and fair. Whether it’s a weekend trip, household costs, dinner, or any shared expense—stop doing mental math and let WhoPays handle the rest. Key Features: - Group & Participant Management: Create groups for trips, apartments, events, or couples. Invite others via link or email and manage members easily. - Flexible Expense Tracking: Add, edit, and delete expenses with descriptions, receipts/photos, and notes. Split equally, by share, percentage, or custom amounts. - Currencies Support: Use 150+ currencies. Set a group currency and create expenses, view balances, and settle up in any currency. - AI Receipt Scanner: Snap a photo of a receipt and automatically capture line items and currency. - AI Assistant: Record a voice message and let WhoPays recognize the category, name, date, currency, payer, and each participant’s amounts. - Real-Time Balances: See who owes whom instantly; balances update across devices so everyone stays in sync. - Settle Up Smoothly: Mark payments, settle debts, and close out balances with clarity—no more awkward IOUs. - Detailed Summary & Reports: Categorize expenses, view totals per person or category, and get clear breakdowns so you know where the money went. - Detailed History: View a clear history of all expenses, edits, and settlements for each group so you always know who added what and when. - Invite & Share: Share the group with friends via a link; join with minimal friction. - Cross-Platform Sync: Use WhoPays on iOS and web - everything stays consistent whether you’re on your phone or desktop. - Notifications: Remind group members about unsettled balances or new expenses. - Attachments: Attach photos or files to expenses (e.g., receipts) for transparency. Why WhoPays? No more guessing, awkward paybacks, or lost receipts. WhoPays is built for real people sharing real costs — simple, transparent, and fair. Use Cases: - Split trip costs among travelers - Share rent and utilities with roommates - Track a couple or family expenses - Settle group dinners, gifts, events - Manage shared project or hobby spending Use AI-powered receipt scanning and voice input to speed up all of these scenarios, so your group can focus on the fun — not the math. Getting Started: - Create a group. - Invite members. - Log expenses. - See balances and settle up. Download WhoPays and take the stress out of shared money. Terms of Use: https://who-pays.com/terms

SplitNeat makes splitting bills and tracking shared spending effortless—whether you’re traveling, living with roommates, budgeting as a couple, planning a family event, or managing a project. If you’ve ever tried to split expenses with friends using notes, spreadsheets, or messy chat messages, SplitNeat is your upgrade: a clean group expense tracker + bill splitter that keeps everyone on the same page. AVAILABLE IN 16 LANGUAGES Use SplitNeat in your language - perfect for international trips and mixed-language groups: English, Arabic, Chinese (Simplified), Czech, Dutch, French, German, Italian, Japanese, Korean, Polish, Portuguese (Brazil), Romanian, Russian, Spanish, Swedish. GET STARTED YOUR WAY • Create an account with Email, Google, or Facebook • Or start instantly with Anonymous login, then link your account later CREATE OR JOIN GROUPS • Create groups for Trip, Roommates, Family, Couple, Project, and more • Invite friends, or let them join via an invite code • Each group includes a private group chat for notes, plans, and reminders MULTI-CURRENCY DONE RIGHT (ALL CURRENCIES SUPPORTED) • Choose any base currency for each group - yes, any currency worldwide • Your Home dashboard shows a clear summary across all your groups, even when they use different currencies ADD EXPENSES FAST (WITH RECEIPTS) • Add expenses in seconds: rent, utilities, groceries, restaurants, taxi, fuel, tickets, parking, hotel, and more • Set an expense category/type for clean budgeting and better insights • Attach receipt photos so amounts and details are always available SPLIT EXPENSES FLEXIBLY (EQUAL, PERCENT, OR FIXED) SplitNeat supports the most common ways people actually split bills: • Equal split • Percentage split • Fixed amount split • Choose exactly who participates in an expense—exclude non-participants for optional activities SMART SETTLE: THE QUICKEST WAY TO CLOSE DEBTS (ONE TAP) Stop doing mental math. SplitNeat automatically calculates through all unsettled expenses and offers the quickest way to settle balances. Then update everything at once with a single button press—simple, mechanical, and accurate. ACTIVITY LOG + NOTIFICATIONS Never wonder “what changed?” again. • A complete Activity timeline: expense created/edited, participants updated, receipts added, payments recorded, settled updates, and more • Optional notifications keep everyone informed about new expenses and changes INSIGHTS + SMART FILTERS • Totals and breakdowns by category (food, transport, groceries, utilities, etc.) • Search groups by name and type, and filter by outstanding amounts and unsettled status PERFECT FOR • Trips: flights, hotels, meals, tours, taxis, fuel, parking • Roommates: rent split, utilities, internet, cleaning supplies, shared groceries • Couples: weekend spending, date nights, shared subscriptions • Family: holidays, celebrations, gifts, shared errands • Projects: team purchases, reimbursements, shared budgets BUILT FOR FAIRNESS Whether you’re tracking an IOU, splitting a bill, or handling reimbursements, you can fine-tune every expense: pick participants, choose the split method, and keep proof with a receipt. Everyone sees the same balances and the same history. MADE FOR REAL LIFE Use SplitNeat as a travel expense splitter, roommate bill tracker, couple budget tracker, family expense tracker, or project expense tracker—any shared costs, any group size. GO PRO (OPTIONAL) Upgrade anytime with Pro Monthly or Pro Yearly for an even more powerful experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitNeat and split expenses the simple way: track bills, categorize spending, attach receipts, stay informed with notifications, and settle up in one tap.